Unum Group Intrinsic Value Calculator – UNUM GROUP to Showcase at Goldman Sachs 2023 Financial Services Conference
December 2, 2023
🌥️Trending News
Unum Group ($NYSE:UNM), a leading provider of financial protection benefits in the US and UK, has been invited to showcase their offerings at the Goldman Sachs 2023 Financial Services Conference. It provides a range of products and services designed to support employers, their employees, and families by providing financial protection against income loss due to illness, injury, death, or disability. With its strong portfolio of products and services, Unum Group is positioned to capitalize on the growing demand for financial services.
The Conference will bring together top level executives from the financial services industry to discuss the changing landscape of the industry and to explore opportunities for growth. Unum Group will have the opportunity to showcase their products and services as attendees gain a better understanding of what Unum Group has to offer.
Share Price
The stock of this company opened at $43.0 at the start of the trading day and ended the session at $43.1, a 0.1% decrease from its prior day’s closing price of $43.2. This minor dip in the stock price came despite the company’s efforts to improve its capital health and expand its offerings to global markets. Investors were encouraged by the fact that UNUM GROUP is continuing to pursue new opportunities and strengthen its presence in the financial services industry. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Unum Group. More…
| Total Revenues | Net Income | Net Margin |
| 12.23k | 1.23k | 10.1% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Unum Group. More…
| Operations | Investing | Financing |
| 1.1k | -955.9 | -418.6 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Unum Group. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 59.95k | 50.34k | 49.32 |
Key Ratios Snapshot
Some of the financial key ratios for Unum Group are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 0.9% | – | 14.4% |
| FCF Margin | ROE | ROA |
| 8.0% | 11.7% | 1.8% |
Analysis – Unum Group Intrinsic Value Calculator
At GoodWhale, we have reviewed UNUM GROUP‘s fundamentals and have concluded that the intrinsic value of their stock is around $38.2, as calculated by our proprietary Valuation Line. Currently, UNUM GROUP shares are traded at $43.1, making the stock a fair price overvalued by 13.0%. This suggests that investors may want to consider selling or not buying in order to avoid potential losses in the future. However, we also recognize that this stock may be an attractive option for investors who are seeking more immediate returns due to its current overvaluation. Therefore, investors should take into consideration the future growth potential of UNUM GROUP as well as the current market conditions before making any decisions regarding UNUM GROUP stock. More…
Peers
The company offers a variety of products and services to its customers. The Unum Group has a number of competitors, including Kansas City Life Insurance Company, National Western Life Group, Inc., and Citizens, Inc.
– Kansas City Life Insurance Co ($OTCPK:KCLI)
Kansas City Life Insurance Company has a market cap of 283.24M as of 2022. The company offers a wide range of life insurance products, including whole life, term life, and universal life insurance. Kansas City Life Insurance also offers annuities and long-term care insurance.
– National Western Life Group Inc ($NASDAQ:NWLI)
National Western Life Group, Inc. is a holding company, which engages in the provision of life insurance and annuity products. It operates through the following segments: Domestic Life Insurance, International Life Insurance, and Annuities. The Domestic Life Insurance segment offers whole life, term life, and universal life products. The International Life Insurance segment provides whole life, term life, and universal life products. The Annuities segment offers fixed and variable annuities. The company was founded by Oliver W. Isbell and H.C. Waggoner in 1906 and is headquartered in Austin, TX.
– Citizens Inc ($NYSE:CIA)
Citizens Inc is a Texas-based insurance holding company that offers life insurance, annuity, and property and casualty insurance products. The company’s market cap as of 2022 is $142.93M. Citizens Inc was founded in 1866 and has been publicly traded on the New York Stock Exchange since 1986. The company employs over 1,000 people and has over $5 billion in assets.
Summary
UNUM Group is a leading global provider of financial protection benefits, with a focus on employee benefits. The company is expected to present at the upcoming Goldman Sachs 2023 Financial Services Conference. In terms of investing analysis, UNUM has a portfolio of products that provide critical income to millions of Americans who are facing financial hardship. The company’s core earnings are driven by the sale of disability insurance, group life and accident insurance, and other products. Currently, UNUM is well positioned to capture market share in the US and Europe due to its strong brand presence and strong distribution network.
UNUM is also focused on expanding its digital offerings to reach more customers. The company has invested in research and development to keep up with changing customer needs. Overall, UNUM is an attractive investment opportunity due to its strong financial position and expansive product portfolio.
