Atlanticus Holdings Intrinsic Stock Value – How Atlanticus Holdings Corp is Shaping the Financial Services Industry

April 2, 2023

Trending News 🌥️

Atlanticus Holdings ($NASDAQ:ATLC) Corp (ATLC) is an innovative player in the financial services sector, and its operations are helping to shape the industry. Based in Atlanta, Georgia, ATLC is a specialty finance company that offers a variety of products and services, including credit cards, personal loans, and automobile loans. ATLC has become a major player in the financial services industry for its unique approach to business. The company’s core focus is to provide customers with the best possible credit options, and its products and services are tailored to meet their needs.

Additionally, ATLC has made it a priority to remain compliant with all applicable laws and regulations, while still providing customers with flexible terms and competitive interest rates. ATLC also stands out from other financial services companies by emphasizing customer service. The company works hard to ensure that each customer experience is positive, providing customers with support and resources when needed. This dedication to customer service has earned ATLC high ratings from clients, which has helped to further establish the company as a leader in the industry. With its innovative products and services, commitment to customer service, and dedication to compliance, ATLC is helping to shape the future of the industry.

Market Price

On Thursday, the company’s stock opened at $28.1 and closed at $27.4, a decrease of 1.7% from the previous closing price of $27.8. This is a sign that investors are not confident in the company’s performance at this time. The company offers a wide range of services including credit cards, personal loans, and financial education programs. Their credit cards provide customers with access to low interest rates, rewards programs, and cash back incentives. Their personal loans help customers consolidate debt or make large purchases with an affordable monthly payment plan. Atlanticus Holdings Corp also provides financial education programs to help customers better understand their finances and make informed financial decisions.

They are partnering with leading tech companies to develop innovative products and platforms that will improve customer experience and streamline business operations. This commitment to innovation allows the company to stay ahead of their competition and deliver value to their customers. Despite their stock’s dip on Thursday, investors remain confident in the company’s ability to deliver value to their customers and continue to shape the industry. Live Quote…

About the Company

  • Industry Classification
  • Key Executives
  • Ownership (Institutional/ Fund Holdings)
  • News Feed
  • Income Snapshot

    Below shows the total revenue, net income and net margin for Atlanticus Holdings. More…

    Total Revenues Net Income Net Margin
    292.56 110.52 46.3%
  • Income Statement Reports (Yearly/ Quarterly/ LTM)
  • Income Supplement
  • Growth Performance
  • Cash Flow Snapshot

    Below shows the cash from operations, investing and financing for Atlanticus Holdings. More…

    Operations Investing Financing
    346.13 -680.78 261.25
  • Cash Flow Statement (Yearly/ Quarterly/ LTM)
  • Cash Flow Supplement
  • Balance Sheet Snapshot

    Below shows the total assets, liabilities and book value per share for Atlanticus Holdings. More…

    Total Assets Total Liabilities Book Value Per Share
    2.39k 2.02k 24.05
  • Balance Sheet (Yearly/ Quarterly)
  • Balance Sheet Supplement
  • Key Ratios Snapshot

    Some of the financial key ratios for Atlanticus Holdings are shown below. More…

    3Y Rev Growth 3Y Operating Profit Growth Operating Margin
    -5.8%
    FCF Margin ROE ROA
    116.7% 26.1% 3.9%
  • Income Statement Ratios
  • Balance Sheet Ratios
  • Cash Flow Ratios
  • Valuation Ratios
  • Other Ratios
  • Other Supplementary Items
  • Analysis – Atlanticus Holdings Intrinsic Stock Value

    At GoodWhale, we conducted an analysis of ATLANTICUS HOLDINGS‘ fundamentals to determine its intrinsic value. Using our proprietary Valuation Line, we calculated that the intrinsic value of ATLANTICUS HOLDINGS share is around $29.6. Currently, the stock is traded at $27.4, a fair price which is undervalued by 7.5%. This presents an opportunity for investors to purchase shares in ATLANTICUS HOLDINGS at a discounted price and potentially earn returns in the future when the stock reaches its true value. More…

  • Risk Rating Analysis
  • Star Chart Analysis
  • Valuation Analysis
  • Peers

    In recent years, the competition between Atlanticus Holdings Corp and its main competitors – ECN Capital Corp, Wealthy Way Group Ltd, and Quanzhou Huixin Micro-credit Co Ltd – has intensified. While Atlanticus Holdings Corp has been able to maintain its position as the market leader, its competitors have been closing the gap, thanks to their strong focus on innovation and customer service.

    – ECN Capital Corp ($TSX:ECN)

    ECN Capital Corp is a Canada-based company, which is engaged in providing financing solutions for businesses operating in a range of industries. The company operates through four segments: Equipment Finance, Rail Finance, Aviation Finance and Corporate. The Equipment Finance segment provides financing solutions to businesses for the purchase of equipment. The Rail Finance segment provides financing solutions to railroads and other businesses for the purchase of locomotives and rolling stock. The Aviation Finance segment provides financing solutions to businesses for the purchase of aircraft. The Corporate segment includes the company’s central operations.

    – Wealthy Way Group Ltd ($SEHK:03848)

    Wealthy Way Group Ltd is a publicly traded company with a market capitalization of 964.55M as of 2022. The company has a ROE of 7.02%. Wealthy Way Group Ltd is engaged in the business of providing financial planning and investment advisory services to individuals, families and businesses.

    – Quanzhou Huixin Micro-credit Co Ltd ($SEHK:01577)

    Quanzhou Huixin Micro-credit Co Ltd is a Chinese micro-credit company with a market capitalization of 428.4 million as of 2022. The company offers micro-loans to small businesses and individuals in China.

    Summary

    Atlanticus Holdings Corp is one of the leading providers of financial services in the US. It offers a variety of products and services, ranging from credit cards and loans to financial planning and retail banking. The company’s performance over the past few years has been impressive, with revenue growth outpacing the industry average. Its balance sheet is strong, with healthy cash flows and a low debt-to-equity ratio.

    It has also been successful in maintaining its market share, despite increased competition in the sector. As such, it appears to be a sound investment for those looking to invest in the financial services sector.

    Recent Posts

    Leave a Comment