Now is the Time to Buy-In to United Bankshares,
January 2, 2024
☀️Trending News
Now is the time to buy-in to United Bankshares ($NASDAQ:UBSI), Inc., a regional financial services company and one of the largest bank holding companies headquartered in the Mid-Atlantic region. With a long history of providing quality financial services, United Bankshares, Inc. has emerged as a reliable investment option for those looking to capitalize on potential opportunities. The company’s primary business focus is in retail banking, and it provides specialized services in technology-driven markets such as digital banking, mobile banking, and online lending. Its stability and efficiency in recent years has earned United Bankshares, Inc. a favorable reputation among investors.
In addition, the company pays a consistent dividend and has reported strong profits in the last few years. Furthermore, the stock is currently trading at a low price which makes it an attractive option for those looking to invest. The company’s long history of success and its many positive financial metrics have made it an increasingly popular choice among investors. It is a reliable investment option in a sector with significant potential for growth, making it an attractive option for those seeking to capitalize on a potential investment opportunity.
Stock Price
Now is the time to invest in United Bankshares, Inc., as the stock opened on Tuesday at $38.1 and closed at $38.3, a 1.1% increase from the last closing price of $37.9. This is a great opportunity to purchase shares in a company set to benefit from the current economic climate and the favorable regulatory environment. The company’s portfolio includes personal and business banking services, as well as wealth management services. Its strong balance sheet and consistent dividend payments make it a top pick for investors looking for stability and long-term returns.
The stock’s current performance is indicative of the company’s strong fundamentals and potential for further growth. With its diversified portfolio and well-managed operations, United Bankshares, Inc., is set to benefit from the economic growth that will result from the current favorable regulatory environment. With its strong balance sheet and restrained approach to risk management, it is a great option for long-term growth and stability. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for United Bankshares. More…
| Total Revenues | Net Income | Net Margin |
| – | 387.43 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for United Bankshares. More…
| Operations | Investing | Financing |
| 760.82 | -3.45k | 105.32 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for United Bankshares. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 29.22k | 24.58k | – |
Key Ratios Snapshot
Some of the financial key ratios for United Bankshares are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 12.7% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis
As an investor, you want to get the most out of your investments. That’s why GoodWhale is here to help you analyze the financials of UNITED BANKSHARES. With GoodWhale’s Star Chart, we can quickly assess the company’s overall health score. UNITED BANKSHARES has a very high health score of 9/10, indicating strong cashflows and debt capacity to sustain in times of crisis. We also classify UNITED BANKSHARES as a ‘gorilla’, which is a type of company that has achieved stable and high revenue or earning growth due to its strong competitive advantage. This is an attractive company for investors who are seeking steady growth and strong dividends. Furthermore, UNITED BANKSHARES is very strong in its growth, asset, and dividend aspects, and moderate in profitability. All these factors make UNITED BANKSHARES a great choice for investors looking for stability and consistent returns. More…
Peers
In the banking industry, United Bankshares Inc faces stiff competition from the likes of Southern Bancshares NC Inc, Waterstone Financial Inc, and Burke & Herbert Bank & Trust Co. All of these companies are vying for a share of the market, and each has its own strengths and weaknesses. United Bankshares Inc has to be careful to stay ahead of the competition in order to maintain its market share.
– Southern Bancshares NC Inc ($OTCPK:SBNC)
Waterstone Financial Inc is a publicly traded company with a market capitalization of 378.35 million as of 2022. The company is a provider of banking and financial services to consumers and businesses in the United States. Waterstone Financial Inc offers a full range of deposit and loan products, as well as online and mobile banking services. The company has approximately 1,200 employees and operates more than 100 branches in Wisconsin, Illinois, and Minnesota.
– Waterstone Financial Inc ($NASDAQ:WSBF)
Burke & Herbert Bank & Trust Co is a regional bank headquartered in Alexandria, Virginia. The company has a market cap of 330 million as of 2022. The company operates more than 30 branches in Virginia and Maryland. Burke & Herbert Bank & Trust Co offers a full range of banking and trust services to individuals and businesses.
Summary
United Bankshares, Inc. (UBSI) is an attractive stock for investors due to its strong performance and high dividend yield. The company has consistently increased its earnings and dividends over the years, indicating a healthy business that is likely to continue to reward shareholders. The stock has risen in value over the past year, and currently trades at a reasonable valuation compared to its peers.
Additionally, UBSI is well capitalized and has a low debt-to-equity ratio, making it a less risky investment than other banks. With an annual dividend yield of over 4%, UBSI could be an excellent long-term investment for those looking to benefit from a steady stream of income.
