Citizens Financial ($NYSE:CFG) Group Inc. (CFG) had a disappointing day on Friday, with its stock dropping 0.73% to $31.25 in spite of a generally poor day in the stock market. It offers commercial banking, consumer banking, lending, wealth management, and investment services to individuals and businesses. The decline in price of CFG stock on Friday reflected the broader downslide in the stock market as a whole. Despite this, CFG has seen an overall upward trend in its stock price over the past few months as investors remain optimistic about the company’s future prospects.
Analysis – Citizens Financial Stock Fair Value Calculator
At GoodWhale, we recently conducted an analysis of CITIZENS FINANCIAL‘s wellbeing. After looking through their financials, we believe that the intrinsic value of CITIZENS FINANCIAL share is around $44.9, which we calculated by using our proprietary Valuation Line. Currently, CITIZENS FINANCIAL’s stock is traded at $31.2, which means it’s undervalued by 30.5%. As a result, investors may consider buying CITIZENS FINANCIAL’s stock and benefit from the potential upside it offers. More…
Risk Rating Analysis
Star Chart Analysis
About the Company
Ownership (Institutional/ Fund Holdings)
Below shows the total revenue, net income and net margin for Citizens Financial. More…
Income Statement Reports (Yearly/ Quarterly/ LTM)
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Citizens Financial. More…
Cash Flow Statement (Yearly/ Quarterly/ LTM)
Cash Flow Supplement
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Citizens Financial. More…
Balance Sheet (Yearly/ Quarterly)
Balance Sheet Supplement
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Key Ratios Snapshot
Some of the financial key ratios for Citizens Financial are shown below. More…
Income Statement Ratios
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Other Supplementary Items
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In recent years, the banking industry has become increasingly competitive. This is especially true for regional banks, which are facing increased competition from larger banks as well as online-only banks. Citizens Financial Group is one of the largest regional banks in the United States, with over $150 billion in assets. The company operates in more than 20 states and has over 1,200 branches. Its main competitors are NBT Bancorp, Keiyo Bank, and Southern Missouri Bancorp. All three of these banks are smaller than Citizens, but they have been growing rapidly in recent years.
NBT Bancorp Inc. is a financial holding company that operates through its subsidiaries, which include NBT Bank, NBT Insurance Agency, and Penn Square Partners. The company has a market capitalization of $1.84 billion as of 2022. NBT Bancorp is headquartered in Norwich, New York and has more than 160 branches across upstate New York, northwestern Vermont, western Massachusetts, and northeastern Pennsylvania. The company’s primary business activities include commercial banking, retail banking, and asset management.
– Keiyo Bank Ltd ($TSE:8544)
Keiyo Bank Ltd is a Japanese bank with a market cap of 62.52B as of 2022. The company has over 2,000 branches and provides banking services to individuals and businesses. Services include savings and checking accounts, loans, credit cards, and investment products.
– Southern Missouri Bancorp Inc ($NASDAQ:SMBC)
Southern Missouri Bancorp Inc is a bank holding company that operates through its subsidiary, Southern Bank. The company offers a range of banking services to clients in Missouri, Arkansas, and Tennessee. As of 2022, the company had a market cap of 499 million dollars.
Citizens Financial Group Inc. had a poor trading session on Friday, with its shares dropping 0.73% to $31.25. Investors may want to consider their risk appetite when investing in this company, as market volatility could have a significant impact on its stock performance. Analyzing the company’s financials and understanding the macroeconomic environment are key components for successful investing.
Additionally, investors should monitor how competitors and industry trends may affect Citizens Financial’s performance. With proper research and due diligence, investors can make informed decisions on whether Citizens Financial is a good investment for their portfolio.