PFSI Intrinsic Stock Value – Dakota Wealth Management Invests in PennyMac Financial Services,
January 6, 2024

☀️Trending News
PENNYMAC ($NYSE:PFSI): Dakota Wealth Management has recently announced an exciting new investment in PennyMac Financial Services, Inc. (PFSI), a publicly traded company on the New York Stock Exchange. PennyMac Financial Services is a leading mortgage loan originator and servicer that offers a wide range of mortgage banking products and services to the residential housing market in the United States. With a mission to increase access to the American Dream by providing affordable home financing solutions, the company has helped thousands of customers obtain mortgage financing to purchase or refinance their home. In addition to originating and servicing mortgages, PennyMac Financial Services also provides a variety of other services, such as risk management, capital markets, and corporate finance products and services.
PennyMac Financial Services is dedicated to being a leader in responsible mortgage loan servicing and origination practices. The company is committed to providing its customers with the best possible experience throughout the life of their loan and focusing on customer service, compliance, and operational excellence. Dakota Wealth Management believes that investing in PennyMac Financial Services is an excellent long-term decision and that the company’s strong track record of success makes it a great investment opportunity.
Share Price
PFSI shares opened at $85.3 and closed at $84.7, indicating a slight decrease of 0.4% from the previous closing price of 85.0. Dakota Wealth Management’s executive team cited the company’s financial stability and competitive landscape as key factors for their investment decision. PFSI is a leading provider of mortgage banking services and operates as an independent servicer and originator of residential mortgage loans. This move is a positive sign for both companies involved, as it will likely lead to greater stability and growth for both organizations in the future. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for PFSI. More…
| Total Revenues | Net Income | Net Margin |
| – | 219.12 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for PFSI. More…
| Operations | Investing | Financing |
| -1.52k | -615.99 | 1.76k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for PFSI. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 18.95k | 15.38k | – |
Key Ratios Snapshot
Some of the financial key ratios for PFSI are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 11.4% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis – PFSI Intrinsic Stock Value
We at GoodWhale recently conducted an analysis of PennyMac Financial Services’ wellbeing. Using our proprietary Valuation Line, we have determined that the intrinsic value of PennyMac Financial Services’ shares is currently around $62.7. This is notably lower than the current market price of $84.7, which is overvalued by 35.2%. This discrepancy presents a great opportunity for those looking to invest in this company, as they could potentially get more value for their money. We encourage investors to do their own research and analysis to ensure that such an opportunity would be suitable for them. More…

Peers
The mortgage industry is highly competitive, with PennyMac Financial Services Inc competing against large companies such as Ocwen Financial Corp, Mr. Cooper Group Inc, and Guild Holdings Co. PennyMac has been able to stay afloat and grow its market share by offering innovative products and services that appeal to a wide range of customers.
– Ocwen Financial Corp ($NYSE:OCN)
Ocwen Financial Corp is a financial services company that focuses on providing mortgage loan servicing and origination solutions. The company has a market cap of $237.71 million and a return on equity of 23.04%. The company’s main competitors include Nationstar Mortgage and Ocwen Loan Servicing.
– Mr. Cooper Group Inc ($NASDAQ:COOP)
Mr. Cooper Group Inc is a financial services company that offers mortgage and refinancing services. The company has a market capitalization of $3.05 billion as of 2022. The company operates through three segments: Mortgage Services, Consumer Services, and Real Estate Services. Mr. Cooper Group Inc is headquartered in Dallas, Texas.
– Guild Holdings Co ($NYSE:GHLD)
Guild Holdings Co is a publicly traded company with a market capitalization of 563.16M as of 2022. The company is engaged in the business of providing insurance and financial services to its customers through its subsidiaries. Guild Holdings Co has a strong presence in the United States and Canada, and its products are sold through a network of independent agents and brokers.
Summary
PennyMac Financial Services, Inc. is an investment opportunity recently recognized by Dakota Wealth Management. The company specializes in mortgage banking and mortgage loan servicing, offering a variety of services such as loan origination, acquisitions, servicing, asset management, and other financial solutions. A financial analysis of PennyMac reveals that the company has a strong balance sheet and steady growth over the last several years.
In addition, its stock currently trades at an attractive valuation level, making it a potentially attractive investment for growth-minded investors. Its current dividend yield is above average, and the company has also exhibited a strong record of dividend growth, indicating that the business is likely to remain a solid option for income-oriented investors in the future.
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