Research firms give Horace Mann Educators Co. a “Moderate Buy” rating for its shares

☀️Trending News

Horace Mann Educators ($NYSE:HMN) Co. is an insurance and financial services company that specializes in providing solutions for educators and their families. Recently, Horace Mann Educators Co. has received positive recognition from four different research firms. These firms have assigned an average rating of “Moderate Buy” to the company’s shares, indicating a positive outlook for its future performance in the stock market. One of the key factors contributing to this rating is the company’s strong financial standing. This growth was largely driven by a rise in written premiums and investment income, showcasing the company’s ability to generate consistent profits. Furthermore, Horace Mann’s strong brand recognition within the education sector also works in its favor.

As a trusted provider of insurance and financial services for educators, the company has a loyal customer base and continues to attract new clients through its targeted marketing efforts. In addition to its financial stability and brand reputation, Horace Mann has also been making strategic moves to further strengthen its position in the market. For instance, the company recently acquired National Teachers Associates Life Insurance Company, expanding its reach and product offerings. The company’s solid financials, strong brand recognition, and strategic initiatives all point towards a positive outlook for its shares in the stock market. As it continues to focus on providing tailored solutions for educators, Horace Mann is well-positioned for growth and success in the future.

Price History

This came after the company’s stock opened at $41.05 and closed at $40.94, showing a slight increase of 0.27% from the previous day’s closing price of $40.83. This positive rating from research firms comes as no surprise to many in the financial community, as Horace Mann Educators has a strong track record of providing quality education-related insurance and financial services. One key factor contributing to this “Moderate Buy” rating is the company’s consistent growth and stability. Horace Mann Educators has shown steady revenue and earnings growth over the past few years, indicating a strong financial foundation. Additionally, the company’s focus on serving the education market sets it apart from other insurance providers and offers a unique niche for potential investors. Another key factor that likely influenced this rating is Horace Mann Educators’ commitment to innovation and adapting to changing market needs. In recent years, the company has expanded its product offerings to include retirement planning and investment services, further diversifying its portfolio and attracting a wider range of customers. It is worth noting that while research firms have given Horace Mann Educators a positive rating, it is important for investors to conduct their own due diligence and carefully consider all factors before making any investment decisions.

However, with a strong financial track record, a unique market niche, and a commitment to innovation, it is no surprise that the company has caught the attention of research firms and investors alike. Only time will tell if Horace Mann Educators will continue to prove itself as a solid investment choice. Live Quote…

About the Company

Income Snapshot

Below shows the total revenue, net income and net margin for HMN. More…

Cash Flow Snapshot

Below shows the cash from operations, investing and financing for HMN. More…

Balance Sheet Snapshot

Below shows the total assets, liabilities and book value per share for HMN. More…

Key Ratios Snapshot

Some of the financial key ratios for HMN are shown below. More…

Analysis

As an analyst at GoodWhale, I have thoroughly analyzed the financials of HORACE MANN EDUCATORS. Based on our findings, we have classified this company as a ‘rhino’ in our Star Chart, which indicates that it has achieved moderate revenue or earnings growth. This means that while HORACE MANN EDUCATORS may not be a high-growth company, it is still performing well and has the potential for steady growth in the future. One important aspect to note is that HORACE MANN EDUCATORS has a high health score of 7/10. This score takes into account the company’s cashflows and debt, and indicates that HORACE MANN EDUCATORS is in a strong financial position. This is reassuring for potential investors, as it shows that the company is capable of sustaining its operations even in times of crisis. For investors who are interested in companies with a focus on dividends, HORACE MANN EDUCATORS may be a suitable choice. The company has a strong dividend track record, which makes it an attractive option for those seeking a steady stream of income from their investments. However, it is worth noting that HORACE MANN EDUCATORS may not be as attractive to investors looking for high-growth opportunities, as it may not offer significant upside potential in terms of earnings or revenue. In terms of other financial metrics, HORACE MANN EDUCATORS is strong in its dividend performance but weak in areas such as growth, asset management, and profitability. This means that while the company may not be experiencing rapid growth, it is still able to generate returns for its shareholders through its dividend payments. Additionally, its weaker performance in other areas may indicate potential areas for improvement and growth in the future. Overall, HORACE MANN EDUCATORS may be of interest to investors who are looking for a stable and financially sound company with a strong dividend track record. While it may not offer high growth potential, its solid financial position and consistent dividend payments make it a reliable option for those looking to diversify their investment portfolio. More…

Peers

The Company’s competitors in the property and casualty insurance industry are Kemper Corporation, Safety Insurance Group, Inc. and Definity Financial Corporation.

– Kemper Corp ($NYSE:KMPR)

Kemper Corporation (KMPR) is a diversified insurance holding company with subsidiaries that write and provide property and casualty, life and health, and specialty insurance products in the United States. The company was founded in 1926 and is headquartered in Chicago, Illinois.

As of 2022, Kemper Corporation had a market capitalization of $3.58 billion and a return on equity of -9.68%. The company’s property and casualty insurance subsidiaries wrote $4.4 billion in premiums in 2020, while its life and health insurance subsidiaries wrote $1.6 billion in premiums. Kemper’s specialty insurance subsidiaries wrote $2.2 billion in premiums in 2020.

– Safety Insurance Group Inc ($NASDAQ:SAFT)

Safe Auto Group is a leading provider of insurance products for both individuals and businesses in the United States. The company offers a wide range of products, including auto insurance, homeowners insurance, and business insurance. Safe Auto Group is a publicly traded company, and its shares are listed on the Nasdaq Stock Market.

– Definity Financial Corp ($TSX:DFY)

Definity Financial Corp is a financial services company that offers a range of products and services to its clients. The company has a market cap of 4.71B as of 2022 and a return on equity of 5.49%. Definity Financial Corp offers a variety of products and services including investment banking, asset management, and wealth management. The company has a strong focus on providing its clients with the best possible financial outcomes. Definity Financial Corp is a well-established financial services company with a long history of providing quality products and services to its clients.

Summary

Horace Mann Educators Co. has received a “Moderate Buy” rating from four research firms. This indicates that the company is expected to perform well in the future and presents a potential investment opportunity. It is important to consider this rating, as well as other factors such as financial performance and industry trends, before making any investment decisions. By conducting thorough analysis on a company’s financial health and market outlook, investors can make informed decisions and potentially see positive returns on their investment in Horace Mann Educators Co.