Horace Mann Educators Corporation [NYSE: HMN] Falls -3.44% YTD: Stock Closes at $37.37 After Heavy Trading Volume
January 6, 2023
Trending News 🌥️
Horace Mann Educators ($NYSE:HMN) Corporation (NYSE: HMN) is a publicly traded holding company that specializes in providing insurance and financial services for educators, school employees, and their families. The outlook for Horace Mann Educators Corporation NYSE: HMN after it fell -3.44% this year is uncertain. This suggests that investors were disappointed with the company’s performance and were selling off their shares, resulting in the stock’s decline. The company’s future performance will be determined by its ability to address operational challenges and leverage opportunities such as technological advances in the insurance sector.
Additionally, Horace Mann Educators Corporation NYSE: HMN will need to focus on increasing its customer base, diversifying its product offerings, and expanding into new markets to remain competitive in the insurance sector. Investors should monitor the company’s performance and consider any potential risks before investing in the stock.
Stock Price
Horace Mann Educators Corporation NYSE: HMN has experienced a drop of 3.44% year-to-date (YTD). Despite the falls, media sentiment towards the stock is mostly positive. At the beginning of the day, HORACE MANN EDUCATORS opened at $37.4 and closed at $37.6, up by 0.6% from last closing price of 37.4. This marks a positive move for the company, as it offers investors a chance to potentially capitalize on future gains. In spite of the drops, the company has continued to make progress in recent months. They have implemented a new strategic plan, which includes expanding their product offerings and increasing their customer base.
The company has also made significant investments in their digital infrastructure and customer service capabilities to better serve their customers. Overall, HORACE MANN EDUCATORS is well-positioned for future growth and success. With their strong commitment to customer service and their innovative strategy, the company is well-positioned to capitalize on future opportunities. Investors should keep an eye on the stock as they continue to execute on their plan and further expand their presence in the market. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for HMN. More…
| Total Revenues | Net Income | Net Margin |
| 1.34k | 56.4 | 4.2% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for HMN. More…
| Operations | Investing | Financing |
| 168.3 | -302 | 208.5 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for HMN. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 13.76k | 12.5k | 30.81 |
Key Ratios Snapshot
Some of the financial key ratios for HMN are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| -0.9% | – | 6.2% |
| FCF Margin | ROE | ROA |
| 12.6% | 4.1% | 0.4% |
VI Analysis
HORACE MANN EDUCATORS’ fundamentals reflect its long-term potential, and this can be easily assessed through VI app’s Star Chart analysis. The company has a high health score of 8/10 for its cashflows and debt, indicating that it is capable of riding out any crisis without the risk of bankruptcy. Furthermore, HORACE MANN EDUCATORS is classified as a ‘cow’, a type of company that pays out consistent and sustainable dividends. Investors who are looking for a company that pays out a reliable dividend may be particularly interested in HORACE MANN EDUCATORS. Although the company is strong in dividend, it is weaker in other areas such as asset growth, profitability and liquidity. As such, potential investors should consider the company’s long-term performance and its prospects for growth before investing. Overall, HORACE MANN EDUCATORS is an attractive option for investors looking for a stable dividend payer. The company’s strong fundamentals and health score indicate that it is well-positioned to deal with any turbulence in the markets. However, potential investors should look at the company’s overall performance and prospects for growth before making any investments. More…
VI Peers
The Company’s competitors in the property and casualty insurance industry are Kemper Corporation, Safety Insurance Group, Inc. and Definity Financial Corporation.
– Kemper Corp ($NYSE:KMPR)
Kemper Corporation (KMPR) is a diversified insurance holding company with subsidiaries that write and provide property and casualty, life and health, and specialty insurance products in the United States. The company was founded in 1926 and is headquartered in Chicago, Illinois.
As of 2022, Kemper Corporation had a market capitalization of $3.58 billion and a return on equity of -9.68%. The company’s property and casualty insurance subsidiaries wrote $4.4 billion in premiums in 2020, while its life and health insurance subsidiaries wrote $1.6 billion in premiums. Kemper’s specialty insurance subsidiaries wrote $2.2 billion in premiums in 2020.
– Safety Insurance Group Inc ($NASDAQ:SAFT)
Safe Auto Group is a leading provider of insurance products for both individuals and businesses in the United States. The company offers a wide range of products, including auto insurance, homeowners insurance, and business insurance. Safe Auto Group is a publicly traded company, and its shares are listed on the Nasdaq Stock Market.
– Definity Financial Corp ($TSX:DFY)
Definity Financial Corp is a financial services company that offers a range of products and services to its clients. The company has a market cap of 4.71B as of 2022 and a return on equity of 5.49%. Definity Financial Corp offers a variety of products and services including investment banking, asset management, and wealth management. The company has a strong focus on providing its clients with the best possible financial outcomes. Definity Financial Corp is a well-established financial services company with a long history of providing quality products and services to its clients.
Summary
Investing in Horace Mann Educators Corporation (NYSE: HMN) has seen a 3.44% decrease year-to-date. Despite the YTD decline, overall sentiment towards the company is positive. Investors should consider the company’s financials, overall market conditions, and potential future growth when evaluating the stock as an investment. Analysts recommend doing further research, such as studying the company’s balance sheet and evaluating their competitive landscape, before making a decision to buy, sell, or hold the stock.
Related Posts
Recent Posts
Investing Everyone Can Do.
Investing shouldn’t be exclusive to a select few. We believe everyone should have the opportunity to grow their wealth. That’s why our app is designed to be accessible and user-friendly, even for beginners.
