WTM Stock Fair Value – WHITE MOUNTAINS INSURANCE Reports Fourth Quarter FY2022 Earnings Increase of 25.0% Year Over Year

Earnings report

WTM Stock Fair Value – On December 31, 2022 WHITE MOUNTAINS INSURANCE ($NYSE:WTM) released their earnings report for the fourth quarter of FY2022, ending on February 7, 2023. The report showed an increase in total revenue of 23.2% from the same period last year, reaching USD 40.4 million. The company’s net income also increased significantly by 25.0% year over year, reaching USD 437.6 million. These impressive results demonstrate WHITE MOUNTAINS INSURANCE’s ability to successfully manage their business and deliver on their strategic plans despite a challenging economic environment.

This success is a testament to the company’s dedication to providing quality products and services to their customers and creating a positive work environment for their employees. Over the past year, WHITE MOUNTAINS INSURANCE has implemented initiatives to increase efficiency and enhance customer experience, resulting in improved operating performance. Going forward, the company remains focused on continuing to develop new products and partnerships to drive further growth. Through consistent operational excellence and a commitment to creating value for their shareholders and customers alike, WHITE MOUNTAINS INSURANCE is set for continued success in the years ahead.

Stock Price

White Mountains Insurance reported a 25.0% jump in earnings for the fourth quarter of Fiscal Year 2022 on Tuesday. The strong performance was reflected in the stock market as WHITE MOUNTAINS INSURANCE opened at $1445.0 and closed at $1495.5, up 2.2% from the last closing price of 1462.8. This marks the company’s ninth consecutive quarter of increased earnings, further demonstrating WHITE MOUNTAINS INSURANCE’s commitment to steady growth. Live Quote…

About the Company

Income Snapshot

Below shows the total revenue, net income and net margin for WTM. More…

Cash Flow Snapshot

Below shows the cash from operations, investing and financing for WTM. More…

Balance Sheet Snapshot

Below shows the total assets, liabilities and book value per share for WTM. More…

Key Ratios Snapshot

Some of the financial key ratios for WTM are shown below. More…

Analysis – WTM Stock Fair Value

At GoodWhale, we have analyzed the fundamental performance of WHITE MOUNTAINS INSURANCE. Our proprietary Valuation Line has calculated the intrinsic value of WHITE MOUNTAINS INSURANCE share at around $1594.7. Currently, the stock is trading at $1495.5 which is a fair price, and it is undervalued by 6.2%. This provides a great opportunity for long-term investors to invest in the stock at a lower rate and benefit from an appreciation of the stock once it reaches its intrinsic value. More…

Peers

The competition between White Mountains Insurance Group Ltd and its competitors, Unico American Corp, Safety Insurance Group Inc, and Horace Mann Educators Corp, is fierce. Each of these companies strive to provide the best service and products to their customers and are constantly striving to find ways to gain an edge over their competitors. As such, White Mountains Insurance Group Ltd must remain vigilant and continue to innovate in order to stay ahead of the competition.

– Unico American Corp ($NASDAQ:UNAM)

Unico American Corporation is a holding company that provides specialty insurance and related services through its subsidiaries. Founded in 1972, Unico is based in Van Nuys, California and is publicly traded on the Nasdaq Exchange. As of 2022, Unico has a market capitalization of 6.36 million dollars, meaning the total value of its shares is 6.36 million dollars. Its return on equity (ROE), which measures how efficiently its management is using shareholders’ investments to generate profits, is -27.35%. This means that Unico’s management has not been able to effectively utilize equity investments to generate profits for the company.

– Safety Insurance Group Inc ($NASDAQ:SAFT)

Safety Insurance Group Inc is a leading provider of property and casualty insurance products in the New England area. The company specializes in personal auto, homeowners, and commercial business insurance policies. As of 2022, the company has a market capitalization of 1.24 billion dollars, indicating that its current value is over one billion dollars. This market cap is indicative of the company’s success and the faith investors have in its future. In addition, its return on equity of 5.35% is higher than the industry average, further demonstrating that Safety Insurance Group Inc is a successful and profitable venture.

– Horace Mann Educators Corp ($NYSE:HMN)

Horace Mann Educators Corporation is a leading insurance and financial services company that serves educators and their families nationwide. It has a market capitalization of 1.48 billion USD as of 2022, making it a large-cap stock. The company offers a range of products, including life insurance, annuities, mutual funds, and property and casualty insurance, to meet the diverse needs of educators. The Return on Equity (ROE) of Horace Mann Educators Corporation is 4.11%, which is an indication of its profitability. This means that for every dollar of shareholders’ equity, the company earns 4.11 cents in net income. The company’s ROE is higher than the industry average of 3.98%. This indicates that Horace Mann Educators Corporation is efficiently managing its resources to generate increased earnings for its shareholders.

Summary

Total revenue for the quarter was USD 40.4 million, representing a year-on-year increase of 23.2%. Net income also rose 25.0%, reaching USD 437.6 million. These solid financials demonstrate White Mountains Insurance’s ability to capitalize on the growing insurance market, creating greater shareholder value and building on their impressive track record as one of the world’s leading insurance companies. The company’s performance highlights the potential for long-term growth and provides a strong foundation for future investments.