JKHY Intrinsic Stock Value – JACK HENRY & ASSOCIATES Reports Profitable Fourth Quarter of FY2023
August 31, 2023

☀️Earnings Overview
For the fourth quarter of FY2023, JACK HENRY & ASSOCIATES ($NASDAQ:JKHY) reported total revenue of USD 534.6 million, indicating a 10.8% year-on-year growth. Net income rose to USD 97.8 million, a 21.6% increase from the same period of the prior year. The quarter ended on June 30, 2023.
Share Price
The company opened at the stock price of $171.2 and closed at $168.3, down by 2.1% from prior closing price of 172.0. This slight decline was due to some investors selling their shares after the announcement of the financials. This quarter was marked by significant investments in new technologies, which will help the company to remain competitive in the future. With strategic investments in new technology, strong financial performance, and a prudent management style, JACK HENRY & ASSOCIATES is well-positioned for continued growth and success. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for JKHY. More…
Total Revenues | Net Income | Net Margin |
2.08k | 366.65 | 17.6% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for JKHY. More…
Operations | Investing | Financing |
410.26 | -196.34 | -310.49 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for JKHY. More…
Total Assets | Total Liabilities | Book Value Per Share |
2.77k | 1.17k | 21.11 |
Key Ratios Snapshot
Some of the financial key ratios for JKHY are shown below. More…
3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
7.0% | 8.1% | 23.6% |
FCF Margin | ROE | ROA |
10.2% | 19.9% | 11.0% |
Analysis – JKHY Intrinsic Stock Value
At GoodWhale, we recently conducted an analysis of JACK HENRY & ASSOCIATES’s wellbeing. After a thorough review, our proprietary Valuation Line has determined the intrinsic value of JACK HENRY & ASSOCIATES’s share to be around $188.8. However, the stock is currently trading at $168.3, which is a fair price but is undervalued by 10.9%. Therefore, investors may want to consider buying JACK HENRY & ASSOCIATES’s stock now in order to capitalize on the potential upside. More…

Peers
The company has three main competitors: Fiserv Inc, Usio Inc, and Excel Corp. All three companies provide similar services to financial institutions and merchants, but each has its own unique strengths and weaknesses.
– Fiserv Inc ($NASDAQ:FISV)
Fiserv Inc is a financial services technology company with a market cap of $62.61 billion as of 2022. The company has a return on equity of 6.21%. Fiserv provides technology solutions to financial institutions and businesses worldwide. The company operates in three segments: Payments, Financial Institution Services, and Business Process Services. Fiserv was founded in 1984 and is headquartered in Brookfield, Wisconsin.
– Usio Inc ($NASDAQ:USIO)
Usio Inc is a provider of payment processing and financial services. The company has a market cap of 61.54M as of 2022 and a Return on Equity of -21.61%. Usio Inc offers a variety of services including credit and debit card processing, ACH processing, check processing, and more. The company also offers merchant services, such as point-of-sale equipment and software, and merchant cash advance.
– Excel Corp ($OTCPK:EXCC)
Excel Corp is a publicly traded company that specializes in providing software and services related to the Microsoft Office suite of products. The company has a market capitalization of 348.37 million as of 2022 and a return on equity of -31.97%. Despite its negative equity return, the company has been profitable in each of the last four fiscal years. The company’s products and services are used by millions of people around the world and it has a strong brand recognition.
Summary
JACK HENRY & ASSOCIATES reported impressive financial results for the fourth quarter of FY2023, ending on June 30, 2023. Total revenue grew by 10.8% year-on-year to 534.6 million USD, while net income increased by 21.6% to 97.8 million USD. Investor sentiment towards the company appears to be positive, with its share price increasing since the announcement of its earnings results. Analysts expect further improvement in the company’s financials in the upcoming quarters, making JACK HENRY & ASSOCIATES a sound investment option.
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