Western Union Intrinsic Value Calculator – Western Union Shares Dip in Volatile Market Trading
October 5, 2024

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WESTERN UNION ($NYSE:WU), a global leader in cross-border, cross-currency money transfers and payments, experienced a dip in its stock shares on Thursday amidst a volatile trading session for the overall stock market. The company’s shares declined by 1.35% to $11.68, while the S&P 500 also faced challenges during the day. The dip in Western Union’s shares is part of a larger trend in the stock market, where companies across various industries are facing fluctuations and uncertainties. This can be attributed to several factors, including economic concerns, geopolitical tensions, and changes in consumer behavior. Despite the dip in its stock value, Western Union remains a strong player in the financial services industry. Its strong brand reputation and global reach position it well for future growth and success. With travel restrictions and economic slowdowns affecting international remittances, the company’s revenue and earnings have been impacted.
This may have contributed to the recent decline in its stock shares. Despite these challenges, Western Union continues to innovate and adapt to changing market conditions. In recent years, the company has expanded its digital offerings, making it easier for customers to send and receive money online. It has also formed partnerships with leading technology companies, further strengthening its position in the digital payments space. In conclusion, while Western Union’s stock may have dipped in a volatile trading session, the company remains a strong contender in the financial services industry. With its global reach, strong brand reputation, and ongoing efforts to innovate and adapt, Western Union is well-positioned for long-term success in today’s rapidly changing market.
Market Price
On Friday, the stock of WESTERN UNION, a global leader in money transfer services, saw a dip in its price amidst volatile market trading. The stock opened at $12.25 and closed at $12.16, representing a decrease of 0.25% from its previous closing price of $12.19. This decline in share value is significant for the company, as it indicates a decrease in investor confidence and could potentially impact its financial performance. The dip in WESTERN UNION’s stock can be attributed to the current market volatility, which has been exacerbated by global economic uncertainties. The ongoing trade tensions between the United States and China, as well as concerns over the impact of the coronavirus pandemic on the global economy, have created a highly unstable market environment. As a result, many companies, including WESTERN UNION, have experienced fluctuations in their stock prices. Additionally, the dip in WESTERN UNION’s shares may also be a reflection of the company’s recent financial performance. In its most recent earnings report, the company reported a decline in revenue and profits compared to the previous year. This could have contributed to the decrease in investor confidence and the subsequent drop in share value. Despite this recent dip in its stock price, WESTERN UNION remains a strong player in the money transfer industry. Furthermore, as the world gradually recovers from the effects of the pandemic, there is potential for WESTERN UNION’s stock to rebound and regain its value. In conclusion, the Western Union shares experienced a dip in volatile market trading on Friday, opening at $12.25 and closing at $12.16, down by 0.25% from the previous closing price. This decline is likely due to the current market volatility and concerns over the company’s financial performance.
However, with its established presence and strong global network, WESTERN UNION remains a key player in the money transfer industry and may see a rebound in its stock value in the future. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Western Union. More…
| Total Revenues | Net Income | Net Margin |
| 4.36k | 626 | 14.0% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Western Union. More…
| Operations | Investing | Financing |
| 783.1 | -140.8 | -896.8 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Western Union. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 8.2k | 7.72k | 1.31 |
Key Ratios Snapshot
Some of the financial key ratios for Western Union are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| -3.4% | -5.5% | 19.5% |
| FCF Margin | ROE | ROA |
| 14.6% | 97.4% | 6.5% |
Analysis – Western Union Intrinsic Value Calculator
As a financial analyst at GoodWhale, I have closely examined the financial statements of WESTERN UNION and have come to some key insights. The company has a solid track record of generating strong revenue and profit growth, driven by its innovative technology and diversified product offerings. One of the key metrics that we looked at while analyzing WESTERN UNION’s financial statements was its valuation. Using our proprietary Valuation Line model, we calculated the fair value of WESTERN UNION’s share to be around $15.2. This indicates that the company’s stock is currently undervalued, presenting a potential opportunity for investors. At the time of our analysis, WESTERN UNION’s stock was trading at $12.16, which is significantly lower than our calculated fair value. This means that the stock is currently undervalued by 19.8%. This may be due to various factors such as market fluctuations, investor sentiment, and overall economic conditions. However, based on our analysis, we believe that this presents an attractive entry point for investors looking to add WESTERN UNION to their portfolio. Furthermore, the financial statements of WESTERN UNION also revealed strong financial health and stability. The company has consistently generated positive cash flows and maintained a healthy balance sheet. This provides a strong foundation for future growth and potential dividend payouts for shareholders. In conclusion, our analysis of WESTERN UNION’s financial statements has shown that the company is performing well and presents a promising investment opportunity. With a fair value of $15.2 and current stock price of $12.16, there is a significant potential for growth and returns for investors in the long run. As always, we recommend that investors conduct their own research and consult with a financial advisor before making any investment decisions. More…

Peers
It has a wide network of agents and locations around the world. Western Union has several competitors, including American Express Co, Mastercard Inc, and PayPal Holdings Inc.
– American Express Co ($NYSE:AXP)
American Express is a financial services company that provides charge and credit cards, rewards programs, travel services, and more. The company has a market cap of 106.78B as of 2022. American Express was founded in 1850 and is headquartered in New York City, New York.
– Mastercard Inc ($NYSE:MA)
Mastercard Incorporated is an American multinational financial services corporation headquartered in Purchase, New York, United States. The company’s core products are credit, debit, prepaid, and commercial payment cards, issued to consumers and businesses worldwide. Mastercard also processed approximately $3.4 trillion in payments in 2019.
The company has a market cap of $286.32B as of 2022 and a Return on Equity of 110.3%. Mastercard is a publicly traded company with its shares listed on the New York Stock Exchange (NYSE).
– PayPal Holdings Inc ($NASDAQ:PYPL)
PayPal Holdings Inc is a US-based company that operates a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. The company has a market cap of 98.05B as of 2022 and a Return on Equity of 11.16%. PayPal is one of the largest online payment processors in the world and handles over 9 million transactions every day.
Summary
The stock of Western Union Co. took a hit on Thursday, with shares dropping 1.35% to $11.68. This was part of a larger trend of the stock market experiencing a rough trading session, with the S&P 500 also facing losses. The decline in Western Union’s stock price could be attributed to various factors, such as overall market instability and investor concerns about the company’s performance. While the company’s background is not elaborated on, it is clear that investors should closely monitor Western Union’s stock and keep an eye on any developments that may impact its value in the future.
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