SLM Corporation Receives Positive Rating from Analysts, Rated ‘Moderate Buy’
December 30, 2023

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SLM ($NASDAQ:SLM) Corporation, a financial services company, recently received a positive rating from analysts. The consensus rating of “Moderate Buy” indicates that analysts believe the stock is currently undervalued and has potential for growth. It specializes in providing education financing products and services to students and families. The company offers private student loans, plus custom private loan consolidation, and tuition payment services for educational institutions. It also operates an online banking platform that provides personal banking services and student loan repayment options. The analysts’ rating suggests that now is a good time to invest in SLM Corporation since the stock is currently undervalued.
This could potentially lead to above-average returns for shareholders. With its specialized focus on student financing, SLM Corporation is positioned to capitalize on the strong demand for educational services, as more people look to secure their financial futures with higher education. Overall, the positive rating from analysts indicates that SLM Corporation is an attractive investment proposition for investors seeking both long-term value and steady returns. Investors should take note of this recommendation and consider investing in SLM Corporation while it remains undervalued.
Stock Price
On Tuesday, analysts from various investment firms gave positive ratings to SLM Corporation, with a majority rating it as a ‘Moderate Buy’. The company’s stock opened at $18.9 and closed at $19.1, up a notable 1.3% from the previous closing price of $18.9. This marked the fourth consecutive day of gains for the company, suggesting a strong turnout of investors in the stock.
Analysts maintained their optimism, citing strong fundamentals in the company’s balance sheet and future prospects for growth. With the company’s market capitalization currently standing at over $2 billion, this could be a good opportunity to invest in SLM Corporation. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Slm Corporation. More…
| Total Revenues | Net Income | Net Margin |
| 1.71k | 319.46 | 19.7% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Slm Corporation. More…
| Operations | Investing | Financing |
| -118.37 | -872.05 | -310.97 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Slm Corporation. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 29.27k | 27.47k | 7.95 |
Key Ratios Snapshot
Some of the financial key ratios for Slm Corporation are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| -2.6% | – | – |
| FCF Margin | ROE | ROA |
| -6.9% | 15.8% | 1.0% |
Analysis
GoodWhale’s analyses of SLM CORPORATION‘s finances has revealed that the company has a low health score of 1/10 with regard to its cashflows and debt, making it less likely to safely ride out any crisis without the risk of bankruptcy. Looking through our Star Chart, we can see that SLM CORPORATION is strong in medium in dividend and weak in asset, growth, and profitability. As a result, we have classified SLM CORPORATION as a ‘cow’, a type of company we conclude that has the track record of paying out consistent and sustainable dividends. Investors who are looking for comparatively reliable dividend payments may be interested in SLM CORPORATION. Such investors may choose to balance their portfolios with SLM CORPORATION as a way to quickly add income without taking on too much risk. However, those looking for long-term capital gains should approach cautiously, as the company’s weak asset growth and profitability scores indicate that the prospects for substantial return on investment are relatively slim. More…

Peers
SLM Corp competes with Nelnet Inc, ZENKOKU HOSHO Co Ltd, and Harmoney Corp Ltd in the student loan industry. All four companies offer student loan products and services to customers in the United States and around the world. While each company has its own strengths and weaknesses, SLM Corp has been able to maintain a competitive edge through its focus on technology and innovation.
– Nelnet Inc ($NYSE:NNI)
Nelnet is a publicly traded student loan servicing company based in the United States. The company services student loans on behalf of the US Department of Education and private lenders. Nelnet also provides tuition payment processing and related services to educational institutions. As of December 31, 2020, Nelnet had $313 billion in student loan assets under management.
Nelnet’s market cap is $3.16 billion as of 2022. The company has a strong presence in the student loan servicing industry and is known for its efficient management of student loan assets. Nelnet is well-positioned to continue growing its market share in the student loan servicing industry.
– ZENKOKU HOSHO Co Ltd ($TSE:7164)
ZENKOKU HOSHO Co Ltd is a Japanese real estate company with a market cap of 329.14B as of 2022. The company’s ROE is 14.07%. The company is engaged in the business of leasing, managing, and developing office buildings, retail properties, and residential properties.
– Harmoney Corp Ltd ($NZSE:HMY)
Harmoney Corp Ltd is a financial services company that offers a range of products and services including loans, credit cards, and insurance. The company has a market cap of 77.78M as of 2022 and a return on equity of -0.71%. The company’s products and services are designed to meet the needs of consumers and businesses in the United Kingdom.
Summary
SLM Corporation has recently received a consensus rating of “Moderate Buy” from several analysts. This indicates that investors should view the company as a relatively safe and reliable investment option. Analysts suggest that although there may be some short-term volatility in the stock’s performance, the company provides a steady and reliable stream of income, with potential for growth in the future. The Moderate Buy rating implies that investors should consider adding SLM Corporation’s stock to their portfolios in order to benefit from its long-term stability and potential for good returns.
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