Slm Corporation Intrinsic Value Calculation – SLM Corp Surges with Improved Relative Strength Rating, Reaching Key Benchmark

September 27, 2024

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SLM ($NASDAQ:SLM) Corporation, also known as Sallie Mae, is a publicly traded company that specializes in providing education loans for students and their families. It also offers private education loans, banking services, and other financial products related to education. Recently, SLM Corp’s stock has surged with an improved Relative Strength Rating, reaching a key benchmark in the stock market. When evaluating a stock, an important factor to consider is a Relative Strength Rating of 80 or above. This indicates that the stock has outperformed at least 80% of all other stocks in terms of price movement. This is a significant achievement for the company and reflects its strong performance in the market. The upgrade in the rating also shows that SLM Corp’s stock has been steadily increasing in value, outperforming many other stocks in the market. The increase in SLM Corp’s Relative Strength Rating can be attributed to several factors. The company has reported strong financial results in recent quarters, with revenue and earnings exceeding expectations. This has boosted investor confidence in the company’s future prospects and contributed to the stock’s upward movement.

In addition, SLM Corp’s business model has proven to be resilient during times of economic downturns. As more individuals seek higher education during uncertain economic times, the demand for student loans increases, benefiting companies like SLM Corp. Furthermore, SLM Corp has actively expanded its product offerings beyond student loans, diversifying its revenue streams. This includes offering private education loans, online banking services, and financial planning tools for students and their families. This not only helps the company to reach a wider customer base but also reduces its reliance on a single product. With its focus on providing financial solutions for students and their families and its ability to adapt to changing market conditions, SLM Corp continues to be a top player in the education loan industry. Investors can look forward to further growth and success from this company in the future.

Share Price

On Wednesday, the stock of SLM Corporation, a leading educational loan provider, experienced a surge as it opened at $21.91 and closed at $21.85, marking a 1.49% increase from its previous closing price of $21.53. This surge was mainly driven by the company’s improved Relative Strength Rating, which reached a key benchmark. A higher rating indicates a stronger performance, while a lower rating reflects weaker performance. SLM Corp’s improved RS Rating has propelled its stock to new heights, instilling confidence in investors and attracting potential buyers. This surge in SLM Corp’s stock can also be attributed to the company’s strong financial performance in recent months. This positive growth trajectory has further boosted investor confidence and contributed to the stock’s surge.

Moreover, SLM Corp’s stock has been performing consistently well over the past year, with a steady upward trend. This has attracted the attention of many investors who are looking for stable and reliable stocks to add to their portfolios. The company’s strong fundamentals and consistent growth have also been key factors in its improved RS Rating and overall market performance. This rating not only reflects the company’s current financial performance but also its ability to outperform the market in the long run. As such, SLM Corp is definitely a stock to watch out for in the coming months and could potentially be a valuable addition to any investment portfolio. Live Quote…

About the Company

  • Industry Classification
  • Key Executives
  • Ownership (Institutional/ Fund Holdings)
  • News Feed
  • Income Snapshot

    Below shows the total revenue, net income and net margin for Slm Corporation. More…

    Total Revenues Net Income Net Margin
    1.81k 563.69 32.1%
  • Income Statement Reports (Yearly/ Quarterly/ LTM)
  • Income Supplement
  • Growth Performance
  • Cash Flow Snapshot

    Below shows the cash from operations, investing and financing for Slm Corporation. More…

    Operations Investing Financing
    -118.37 1.08k -854.89
  • Cash Flow Statement (Yearly/ Quarterly/ LTM)
  • Cash Flow Supplement
  • Balance Sheet Snapshot

    Below shows the total assets, liabilities and book value per share for Slm Corporation. More…

    Total Assets Total Liabilities Book Value Per Share
    29.17k 27.29k 8.31
  • Balance Sheet (Yearly/ Quarterly)
  • Balance Sheet Supplement
  • Key Ratios Snapshot

    Some of the financial key ratios for Slm Corporation are shown below. More…

    3Y Rev Growth 3Y Operating Profit Growth Operating Margin
    0.2%
    FCF Margin ROE ROA
    -6.5% 26.4% 1.7%
  • Income Statement Ratios
  • Balance Sheet Ratios
  • Cash Flow Ratios
  • Valuation Ratios
  • Other Ratios
  • Other Supplementary Items
  • Analysis – Slm Corporation Intrinsic Value Calculation

    During our analysis of SLM CORPORATION‘s financials, we found that the fair value of their shares is approximately $20.9 according to our proprietary Valuation Line. This indicates that the stock is currently being traded at a fair price of $21.85, but is slightly overvalued by 4.5%. In order to determine the fair value of SLM CORPORATION’s shares, we took into consideration various financial factors such as their revenue, earnings, cash flow, and debt levels. By using our Valuation Line, which takes into account both past performance and projected future growth, we were able to arrive at a fair value for the company’s shares. Based on our analysis, we believe that SLM CORPORATION’s current stock price reflects the true value of the company and may even be slightly overvalued. This could potentially make the stock a less attractive investment option compared to other companies in the same industry. However, it is important to note that stock prices can be influenced by various factors such as market sentiment, news, and overall economic conditions. Therefore, it is always wise to conduct thorough research and analysis before making any investment decisions. In conclusion, while SLM CORPORATION’s stock may be slightly overvalued at its current price, it is still trading at a fair value according to our analysis. Investors should carefully consider all factors before deciding to invest in the company. More…

  • Star Chart Analysis
  • Valuation Analysis




  • Peers

    SLM Corp competes with Nelnet Inc, ZENKOKU HOSHO Co Ltd, and Harmoney Corp Ltd in the student loan industry. All four companies offer student loan products and services to customers in the United States and around the world. While each company has its own strengths and weaknesses, SLM Corp has been able to maintain a competitive edge through its focus on technology and innovation.

    – Nelnet Inc ($NYSE:NNI)

    Nelnet is a publicly traded student loan servicing company based in the United States. The company services student loans on behalf of the US Department of Education and private lenders. Nelnet also provides tuition payment processing and related services to educational institutions. As of December 31, 2020, Nelnet had $313 billion in student loan assets under management.

    Nelnet’s market cap is $3.16 billion as of 2022. The company has a strong presence in the student loan servicing industry and is known for its efficient management of student loan assets. Nelnet is well-positioned to continue growing its market share in the student loan servicing industry.

    – ZENKOKU HOSHO Co Ltd ($TSE:7164)

    ZENKOKU HOSHO Co Ltd is a Japanese real estate company with a market cap of 329.14B as of 2022. The company’s ROE is 14.07%. The company is engaged in the business of leasing, managing, and developing office buildings, retail properties, and residential properties.

    – Harmoney Corp Ltd ($NZSE:HMY)

    Harmoney Corp Ltd is a financial services company that offers a range of products and services including loans, credit cards, and insurance. The company has a market cap of 77.78M as of 2022 and a return on equity of -0.71%. The company’s products and services are designed to meet the needs of consumers and businesses in the United Kingdom.

    Summary

    SLM Corp, a leading student loan provider, has received a notable upgrade in its Relative Strength Rating, hitting a key benchmark of 80 or higher. This metric is important to consider when evaluating a stock, as it indicates strong performance compared to the overall market. SLM Corp’s rating has jumped from 77 to 81, indicating an increase in strength and potential for future growth. This news may be appealing to investors looking for promising opportunities in the student loan industry.

    However, it is important to conduct thorough research on the company’s financials and market trends before making any investment decisions.

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