Paypal Holdings Intrinsic Stock Value – PayPal Strengthens Offerings to Compete with Apple Pay and Stripe
December 6, 2023
☀️Trending News
PAYPAL ($NASDAQ:PYPL): PayPal Holdings Inc. is a leading technology platform and digital payments company that facilitates digital and mobile payments on behalf of consumers and merchants worldwide. In an effort to keep up with Apple Pay and Stripe, PayPal has recently intensified their efforts by introducing new features to their services. One of the new features introduced by PayPal is the ability to login and pay with just an email address or phone number, eliminating the need to remember complex passwords. This feature is designed to simplify the user experience and increase security. PayPal also recently announced “Pay with Venmo” which allows customers to use their Venmo balance for purchases, providing a quicker and easier payment method.
Additionally, they have made their API available to developers to incorporate into their own products, allowing for greater customization and flexibility. Finally, PayPal has been increasing their reach by partnering with major retailers, such as Walmart and Home Depot, to offer payment services in-store. This allows customers to use their PayPal accounts to pay for items with a single tap or scan. These developments demonstrate that PayPal is serious about staying competitive against Apple Pay and Stripe. With these new features, they are working towards creating a unified experience for customers across multiple platforms.
Stock Price
Recent Tuesday saw PAYPAL HOLDINGS stock open at $59.3 and close at $57.9, down by 3.2% from prior closing price of 59.8. This decline is viewed as a result of the company’s efforts to compete with payment processing services such as Apple Pay and Stripe. PayPal Holdings is looking to strengthen their offerings in order to attract more customers and buoy their position in the ever-evolving payments industry. In recent months, they have been looking to expand their services by introducing new features such as merchant cash advances and a new mobile app for small businesses.
Additionally, they have been looking to gain more international customers by expanding into new markets, such as India, Mexico, and Brazil. The company is also focused on improving the customer experience, with their recent introduction of an integrated PayPal wallet where customers can store their payment information and make payments with a few clicks. This move will enable PayPal to offer a more convenient way for customers to make payments online, which could give them an edge over competitors such as Apple Pay and Stripe. With these efforts to strengthen their services, PAYPAL HOLDINGS is poised to remain a major player in the digital payments industry. Their continued focus on customer experience and expanding into new markets could help them attract more customers and ultimately improve their financial performance. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Paypal Holdings. More…
| Total Revenues | Net Income | Net Margin |
| 29.13k | 3.77k | 13.4% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Paypal Holdings. More…
| Operations | Investing | Financing |
| 3.82k | 1.15k | -5.12k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Paypal Holdings. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 76.44k | 56.7k | 18.31 |
Key Ratios Snapshot
Some of the financial key ratios for Paypal Holdings are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 12.8% | 14.2% | 17.4% |
| FCF Margin | ROE | ROA |
| 10.9% | 16.1% | 4.2% |
Analysis – Paypal Holdings Intrinsic Stock Value
At GoodWhale, we specialize in analyzing financials of companies like PAYPAL HOLDINGS. Using our proprietary Valuation Line, we have determined that the intrinsic value of a PAYPAL HOLDINGS share is around $176.6. This means that currently, PAYPAL HOLDINGS stock is trading at $57.9 which is undervalued by 67.2%. Our analysis indicates that investors should take advantage of this incredible opportunity and purchase PAYPAL HOLDINGS stock at this undervalued price. More…
Peers
PayPal Holdings Inc is an American company operating a worldwide online payments system that supports online money transfers and serves as an electronic alternative to traditional paper methods like checks and money orders. The company operates as a payment processor for online vendors, auction sites, and many other commercial users, for which it charges a fee in exchange for benefits such as one-click transactions and password memory. PayPal’s primary competitors are Visa Inc, Mastercard Inc, American Express Co, and Discover Financial Services.
– Visa Inc ($NYSE:V)
Visa Inc is a global payments technology company that connects consumers, businesses, financial institutions, and governments in more than 200 countries and territories. Visa’s mission is to enable global commerce by making it easy, safe, and efficient for people and businesses to move money. The company’s products and services enable consumers and businesses to make purchases, send money, and accept payments. Visa also offers a suite of products and services for financial institutions, merchants, and government entities that help them to meet their customers’ needs.
Visa Inc had a market cap of 401.19B as of 2022. The company’s ROE was 31.6%. Visa Inc operates in more than 200 countries and territories and provides a wide range of products and services to consumers, businesses, financial institutions, and government entities.
– Mastercard Inc ($NYSE:MA)
Mastercard is a technology company that connects consumers, financial institutions, merchants, governments & businesses worldwide, enabling them to use secure & convenient electronic payments. As of 2022, Mastercard has a market cap of 295.32B and a Return on Equity of 110.3%. The company has been operational for over 50 years and is a leading player in the global payments industry. Mastercard is headquartered in Purchase, New York, United States.
– American Express Co ($NYSE:AXP)
American Express Co is a financial services company with a market cap of 104.64B as of 2022. The company provides credit cards, charge cards, and travelers’ cheques to consumers and businesses worldwide. It also operates a global merchant acquiring network. American Express Co was founded in 1850 and is headquartered in New York, New York.
Summary
PayPal Holdings (PAYP) has been one of the leading digital payment platforms, and the company has been actively competing with the likes of Apple Pay and Stripe. Recently, PayPal has been ramping up their offerings to stay ahead of the competition. As a result, the stock price of PAYP dropped on the same day. Despite this drop, PAYP’s financials remain strong and the long-term outlook is still positive. The company’s recent acquisitions have helped solidify their position within the digital payments space, making them an attractive investment for those looking for a growing e-commerce platform.
Additionally, the company’s strong balance sheet and low debt level make it a safe bet for investors.
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