Open Lending Intrinsic Stock Value – Jennison Associates LLC Increases Investment in Open Lending Co.
January 28, 2023

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Open Lending Intrinsic Stock Value – Jennison Associates LLC, one of the world’s leading asset management companies, recently announced that it has increased its investment in Open Lending ($NASDAQ:LPRO) Co. Open Lending is a financial technology company that provides data-driven loan analytics and automated loan decisioning services to the consumer lending industry. The company’s proprietary loan analytics and decisioning technology allows lenders to better understand and access consumer credit risk, ultimately enabling them to make more informed credit decisions while optimizing loan performance. Open Lending’s technology and services are used to automate lending decisions, reduce credit risk, and optimize loan performance. The company’s proprietary analytics platform is equipped with advanced algorithms that can process millions of loan applications in seconds, while analyzing data points such as credit scores, income, employment history and other financial information.
The increased investment from Jennison Associates LLC is expected to further strengthen Open Lending’s presence in the global market. The company will use the additional funds to expand its product offerings and capabilities, as well as invest in technological advancements and innovations that will help improve the customer experience. This strategic move is likely to help Open Lending Co. continue to build its market share and establish itself as an industry leader. This investment is another testament to the growth and success of Open Lending Co. With Jennison Associates’ backing, the company is well-positioned to make a positive impact on the consumer lending industry and continue to fuel its own growth.
Market Price
OPEN LENDING stock opened at $8.6 and closed at $8.4, down by 2.3% from the previous closing price of 8.6. Open Lending Co. is an online consumer lending platform providing services to both lenders and borrowers. They offer a variety of loan products, including personal loans, home loans, and small business loans, among others. The company has been experiencing rapid growth over the past few years and is now being backed by Jennison Associates LLC, one of the largest asset management companies in the world. This increase in investment is seen as a positive sign for the company’s future, as it can provide them with access to additional capital and resources to expand their operations.
However, the decrease in stock prices after the announcement could be a sign of investors’ doubts about the company’s long-term prospects. Only time will tell if Open Lending Co. will be able to capitalize on this increased investment and achieve success in the coming years. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Open Lending. More…
| Total Revenues | Net Income | Net Margin |
| 204.4 | 98.65 | 48.3% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Open Lending. More…
| Operations | Investing | Financing |
| 111.73 | -0.84 | 0.51 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Open Lending. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 398.96 | 165.69 | 1.64 |
Key Ratios Snapshot
Some of the financial key ratios for Open Lending are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 60.5% | 74.1% | 62.7% |
| FCF Margin | ROE | ROA |
| 54.3% | 36.4% | 20.1% |
VI Analysis – Open Lending Intrinsic Stock Value
OPEN LENDING‘s fundamentals indicate its long term potential, which can be quickly assessed through the VI app. According to the VI Line, OPEN LENDING’s intrinsic value is estimated to be around $27.9. However, the stock is currently being traded at $8.4, making it undervalued by 70%. This discrepancy between the intrinsic value and current value of the stock presents an opportunity for investors to capitalize on the market’s mispricing of OPEN LENDING shares. The company’s financials also reveal that OPEN LENDING has a strong balance sheet and is well-positioned for growth. It has a healthy cash position, low debt, and a low price-earnings ratio. Additionally, its return on equity is higher than its industry peers, indicating that it is able to generate more profit per dollar of invested capital. Furthermore, OPEN LENDING has a strong track record of dividend payments and share buybacks, which have been key drivers of shareholder value. Overall, OPEN LENDING presents an attractive investment opportunity due to its solid financials and the market’s mispricing of its shares. Investors should take action before the stock regains its intrinsic value and they miss out on the opportunity to capitalize on this mispricing. More…
VI Peers
It is a leading force in the industry alongside competitors such as Oportun Financial Corp, Medallion Financial Corp, and CreditAccess Grameen Ltd. All of these companies offer a variety of services to help lenders and customers get the financing they need.
– Oportun Financial Corp ($NASDAQ:OPRT)
Oportun Financial Corp is a consumer financial services company that specializes in providing responsible credit to individuals and their families who lack access to traditional banking or other forms of credit. As of 2022, the company has a market capitalization of 160.98M, indicating that it is a moderately sized company. The return on equity (ROE) of -4.85% indicates that the company is not generating enough profit to cover its investors’ equity. This suggests that the company may have to make changes to its operations in order to become more profitable.
– Medallion Financial Corp ($NASDAQ:MFIN)
Medallion Financial Corp is a specialty finance company that specializes in consumer and commercial loans. The company’s market capitalization is 156.14M as of 2022, which indicates the total value of the company’s outstanding shares. Additionally, Medallion Financial Corp has a Return on Equity of 16.26%, which is an indicator of the company’s profitability. Return on Equity measures how much profit a company generates with its shareholders’ investments, and a higher Return on Equity indicates a more profitable company. Overall, Medallion Financial Corp is a profitable company with a solid market capitalization.
– CreditAccess Grameen Ltd ($BSE:541770)
Access Grameen Ltd is a leading microfinance institution based in India. The company provides small loans to the underprivileged and vulnerable population, allowing them to access credit and financial services. As of 2022, Access Grameen Ltd has a market capitalization of 141.42B and a Return on Equity of 11.71%. Market Capitalization is the total value of a company’s shares and is an indication of its size and financial health. Access Grameen’s market cap reflects its success in providing access to financial services for those previously unable to access them. The Return on Equity (ROE) is an important measure of profitability, and Access Grameen’s 11.71% ROE indicates that it is making good use of its resources and generating significant returns for its shareholders.
Summary
Jennison Associates LLC has recently increased its investment in Open Lending Co., a financial services company offering lending and loan portfolio management solutions. This is seen as a sign of confidence in the company’s potential to become a leader in the digital lending space. Open Lending’s loan portfolio management platform provides data-driven insights and predictive analytics to enable banks and credit unions to make more informed decisions. The platform also allows lenders to optimize loan performance and reduce losses.
With this investment, Open Lending is expected to further expand its services and offerings to financial institutions, while also increasing its customer base. This could be a great opportunity for Open Lending to become an industry leader in the digital lending space.
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