Mastercard Incorporated Intrinsic Value Calculation – MASTERCARD INCORPORATED Reports Record-Breaking Earnings for Q2 FY2023
July 29, 2023

🌥️Earnings Overview
MASTERCARD INCORPORATED ($NYSE:MA) achieved record-breaking financial results for the second quarter of FY2023, with total revenue increasing by 14.0% year-over-year to USD 6.3 billion and net income increasing 24.6% to USD 2.8 billion. This period ended on June 30 2023.
Market Price
MASTERCARD INCORPORATED reported record-breaking earnings for Q2 FY2023 on Thursday. The stock opened at $405.2 and closed at $394.5, representing a 2.0% decrease from its prior closing price of 402.4. The company attributed its strong performance to its focus on customer experience and innovative technology initiatives, including its new Mastercard Rewards program, which allows customers to earn points and redeem them for cashback and discounts on purchases.
This is yet another indication that MASTERCARD INCORPORATED is committed to providing financial rewards to its investors despite the uncertain economic climate. With a focus on innovation and customer experience, MASTERCARD INCORPORATED is well-positioned to continue its success in the coming quarters. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Mastercard Incorporated. More…
| Total Revenues | Net Income | Net Margin |
| 23.59k | 10.23k | 44.7% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Mastercard Incorporated. More…
| Operations | Investing | Financing |
| 11.57k | -1.27k | -10.09k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Mastercard Incorporated. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 39k | 33.42k | 5.81 |
Key Ratios Snapshot
Some of the financial key ratios for Mastercard Incorporated are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 13.3% | 14.9% | 56.1% |
| FCF Margin | ROE | ROA |
| 44.0% | 152.8% | 21.2% |
Analysis – Mastercard Incorporated Intrinsic Value Calculation
At GoodWhale, we conducted an analysis of MASTERCARD INCORPORATED‘s wellbeing and found a fair value of its share to be around $449.8. This value was calculated by our proprietary Valuation Line, which takes into account factors such as past and future income, assets, liabilities, and other performance indicators. Right now, MASTERCARD INCORPORATED stock is traded at $394.5. This makes it a fair price that is undervalued by 12.3%, giving investors an opportunity to gain a lucrative return with a lower risk. We believe this stock is a good option for those looking to invest in a stable company with a proven track record of success. More…
Peers
Its competitors are Visa Inc, American Express Co, and Sezzle Inc. Mastercard Inc has a market capitalization of $321.4 billion as of May 2020, while Visa Inc has a market capitalization of $514.4 billion, American Express Co has a market capitalization of $108.4 billion, and Sezzle Inc has a market capitalization of $1.4 billion.
– Visa Inc ($NYSE:V)
Visa Inc is a payments technology company that connects consumers, merchants, financial institutions, businesses, strategic partners, and government entities to fast, secure, and reliable electronic payments.
Visa’s market cap is $428.33B as of 2022 and its ROE is 32.85%. The company operates in approximately 200 countries and has over 3.5B Visa-branded cards in circulation.
– American Express Co ($NYSE:AXP)
American Express Company is a diversified financial services company. It is engaged in a range of businesses, including charge and credit card issuing, merchant acquiring, travel-related services, and other financial services. The company’s principal products and services are charge and credit card products and services, travel-related services, and other financial services. The company has a market cap of 109.75B as of 2022 and a return on equity of 26.55%.
– Sezzle Inc ($ASX:SZL)
Sezzle Inc is a financial technology company that offers a buy now, pay later solution for online and in-store shoppers. The company has a market cap of 114.35M as of 2022 and a return on equity of -269.5%. Sezzle Inc’s main competitors are Afterpay Ltd and Zip Co Ltd.
Summary
MASTERCARD INCORPORATED reported impressive financial results for the second quarter of FY2023, surpassing expectations with total revenue of USD 6.3 billion and net income of USD 2.8 billion, representing year-over-year growth of 14.0% and 24.6%, respectively. This strong performance highlights the potential for investors in MASTERCARD INCORPORATED, as the company continues to deliver strong returns and increased value to shareholders. With a well-diversified portfolio of offerings and a commitment to innovation, MASTERCARD INCORPORATED remains an attractive option for long-term investors.
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