Lendingclub Corporation Stock Fair Value Calculation – Brokerages Expect LendingClub Co. Stock Price to Reach $11.36
November 1, 2023
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LENDINGCLUB ($NYSE:LC): It is the world’s largest peer-to-peer lending platform, and allows individuals and small businesses to obtain affordable credit through a variety of loans. Recently, analysts from brokerages have set a target price of $11.36 for LendingClub Co. stock. These brokerages have conducted technical and fundamental analyses of LC to come to this conclusion. They note that the company has consistently been able to generate strong revenues and profits, even during times of economic downturns. Furthermore, they believe that the company is well-positioned to take advantage of the increasing demand for online consumer loans.
This has led them to anticipate a positive outlook for LC’s stock in the near future. Investors are advised to watch the developments in LendingClub Co. very closely as it is likely that the stock could reach the target price of $11.36 in the near future. It is important to keep up with the latest news and developments surrounding the company and its stock before making any investment decisions.
Stock Price
On Tuesday, LENDINGCLUB CORPORATION stock opened at $5.1 and closed at $5.2, up by 2.4% from the previous closing price of $5.1. Analysts are anticipating that the company’s strong balance sheet and robust cash flow are going to drive the stock price higher in the months to come. Additionally, the company has been focused on expanding its market share and growing its customer base, which should lead to further growth for the stock. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Lendingclub Corporation. More…
| Total Revenues | Net Income | Net Margin |
| 1.03k | 90.56 | 8.8% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Lendingclub Corporation. More…
| Operations | Investing | Financing |
| 166.75 | -2.09k | 2.06k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Lendingclub Corporation. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 8.34k | 7.14k | 11.09 |
Key Ratios Snapshot
Some of the financial key ratios for Lendingclub Corporation are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 30.0% | – | – |
| FCF Margin | ROE | ROA |
| 9.9% | 4.7% | 0.7% |
Analysis – Lendingclub Corporation Stock Fair Value Calculation
At GoodWhale, we analyzed the financials of LENDINGCLUB CORPORATION and determined that the intrinsic value of its share is around $21.3. This was calculated using our proprietary Valuation Line. Currently, LENDINGCLUB CORPORATION shares are being traded at only $5.2, which represents a massive discount of 75.6%. This suggests that there is ample room for the stock to grow and presents a great opportunity for investors. More…
Peers
LendingClub Corp and its competitors, Upstart Holdings Inc, BTCS Inc, and Weidai Ltd, are all vying for a share of the online lending market. LendingClub Corp is the largest of the four companies, with a market share of over 60%. The other three companies are much smaller, with Upstart Holdings Inc having the second largest market share at just under 10%. BTCS Inc and Weidai Ltd each have less than 5% of the market.
– Upstart Holdings Inc ($NASDAQ:UPST)
Upstart Holdings Inc is a financial technology company that uses artificial intelligence and machine learning to assess credit risk and price loans. The company has a market cap of 1.93B as of 2022 and a return on equity of 6.88%. Upstart Holdings Inc is a publicly traded company on the New York Stock Exchange and is headquartered in San Carlos, California.
– BTCS Inc ($NASDAQ:BTCS)
Bitcoin Services, Inc. is engaged in the digital currency and mining of bitcoin. The Company also provides software development and Information Technology (IT) services. It offers transaction processing services and enables customers to buy and sell bitcoin. The Company’s Other services include bitcoin escrow service, which acts as a neutral third party between buyers and sellers of goods and services; and mining pool, through which the Company processes and verifies bitcoin transactions. Bitcoin Services, Inc. is based in Los Angeles, California.
Summary
LendingClub Corporation is a leading financial technology company that provides online marketplace lending and investment services. Analysts have recently set its target price at $11.36, indicating that the stock has potential for growth in the near future. Investment analysts have noted that LendingClub’s consumer-focused loan products are a great way to diversify a portfolio and increase interest income. The company’s low-cost, low-risk lending solutions also make for an attractive investment opportunity.
Additionally, analysts have praised LendingClub’s strong customer retention rates, their innovative digital platform, and their ability to grow market share in a competitive industry. With its highly experienced management team and expanding global reach, LendingClub is well positioned to capitalize on the current economic climate and provide a solid return on investment.
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