Enova International Intrinsic Value Calculator – ENOVA INTERNATIONAL Reports Record Fourth Quarter Earnings for Fiscal Year 2022

March 19, 2023

Earnings Overview

On December 31, 2022, ENOVA INTERNATIONAL ($BER:27E) reported their fourth quarter earnings results for the fiscal year 2022. During the quarter, total revenue was USD 50.9 million, a 4.6% rise compared to the same period in the preceding year. Net income amounted to USD 486.2 million, experiencing a 33.7% year-on-year growth.

Share Price

The stock opened at €41.8 and closed at €41.8, representing a 2.0% increase from its prior closing price of €41.0. This marks the fifth consecutive quarter of record earnings for the company. This increase is largely due to a strong demand for the company’s core financial services products, as well as its expanding portfolio of digital products.

ENOVA International’s CEO, Dan Blythe, expressed his optimism about the future of the company in a press release on Wednesday: “We are very pleased with our performance this quarter and we believe that our focus on developing innovative digital solutions and continuing to provide our customers with reliable financial services is key to a successful future.” With robust growth expected in the coming quarters, ENOVA INTERNATIONAL appears on track to continue its remarkable streak of record-breaking financial performance. Live Quote…

About the Company

  • Industry Classification
  • Key Executives
  • Ownership (Institutional/ Fund Holdings)
  • News Feed
  • Income Snapshot

    Below shows the total revenue, net income and net margin for Enova International. More…

    Total Revenues Net Income Net Margin
    1.74k 207.42 12.0%
  • Income Statement Reports (Yearly/ Quarterly/ LTM)
  • Income Supplement
  • Growth Performance
  • Cash Flow Snapshot

    Below shows the cash from operations, investing and financing for Enova International. More…

    Operations Investing Financing
    894 -1.67k 724.87
  • Cash Flow Statement (Yearly/ Quarterly/ LTM)
  • Cash Flow Supplement
  • Balance Sheet Snapshot

    Below shows the total assets, liabilities and book value per share for Enova International. More…

    Total Assets Total Liabilities Book Value Per Share
    3.78k 2.59k 37.99
  • Balance Sheet (Yearly/ Quarterly)
  • Balance Sheet Supplement
  • Key Ratios Snapshot

    Some of the financial key ratios for Enova International are shown below. More…

    3Y Rev Growth 3Y Operating Profit Growth Operating Margin
    13.9% 15.7% 22.4%
    FCF Margin ROE ROA
    49.0% 20.8% 6.4%
  • Income Statement Ratios
  • Balance Sheet Ratios
  • Cash Flow Ratios
  • Valuation Ratios
  • Other Ratios
  • Other Supplementary Items
  • Analysis – Enova International Intrinsic Value Calculator

    At GoodWhale, we have conducted an analysis of ENOVA INTERNATIONAL‘s financials. According to our proprietary Valuation Line, the intrinsic value of ENOVA INTERNATIONAL share is around €41.1. Currently, the stock is being traded at €41.8, which is an overvaluation of 1.7%. Therefore, we believe that the price of the stock is fair, yet slightly overvalued. More…

  • Risk Rating Analysis
  • Star Chart Analysis
  • Valuation Analysis
  • Summary

    Investors in ENOVA INTERNATIONAL can take comfort in the company’s fourth quarter earnings results for the fiscal year 2022. Revenue was up 4.6%, to USD 50.9 million, and net income also grew 33.7%, to USD 486.2 million. This shows that ENOVA INTERNATIONAL is performing well, increasing its profitability and continuing to be a good investment choice. The company’s future outlook looks promising, making it a strong option for investors looking to add diversification to their portfolios.

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