COF Stock Fair Value Calculation – Capital One Auto Finance Closes Western Regional Buying Center
November 2, 2023
🌥️Trending News
Capital One Financial ($NYSE:COF), a publicly traded financial services company, recently announced the closure of its western regional buying center. This closure comes as part of the company’s ongoing efforts to focus on efficiency and streamlining operations. The move is part of a broader effort by Capital One Financial to reduce costs and focus on its core business areas, such as consumer banking, credit cards, investment banking, and auto financing. This is not the first time the company has taken such steps to increase efficiency. These efforts have resulted in significant cost savings for the company while helping to improve its overall profit margins.
The closure of the western regional buying center will result in the loss of jobs for some employees, however, Capital One Financial is providing its employees with resources and assistance to help them find new positions or transition into retirement. The company is also continuing to provide customer service to those affected by the closure and is committed to providing a smooth transition for those affected. Overall, the closure of the western regional purchasing center is an example of Capital One Financial’s continued commitment to efficiency and cost savings. The move will help the company focus on its core business areas and keep it competitive in a changing business landscape.
Price History
On Wednesday, CAPITAL ONE FINANCIAL announced the closure of its Western Regional Buying Center. This news caused the company’s stock to open at $101.6 and close at $100.3, representing a decrease of 1.0% from its last closing price of 101.3. The closure of the Western Regional Buying Center is expected to lead to cost savings for CAPITAL ONE FINANCIAL in the long run. The company has not yet specified any additional details about the closure and its financial implications. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for COF. More…
| Total Revenues | Net Income | Net Margin |
| 35.76k | 5.01k | 15.0% |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for COF. More…
| Operations | Investing | Financing |
| 16.88k | -29.74k | 25.13k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for COF. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 467.8k | 413.24k | 143.05 |
Key Ratios Snapshot
Some of the financial key ratios for COF are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 8.3% | – | – |
| FCF Margin | ROE | ROA |
| 44.6% | 7.6% | 0.9% |
Analysis – COF Stock Fair Value Calculation
At GoodWhale, we recently completed an analysis of CAPITAL ONE FINANCIAL’s wellbeing. According to our proprietary Valuation Line, the fair value of CAPITAL ONE FINANCIAL’s share is around $149.6. However, currently it is traded at $100.3, which is undervalued by 33.0%. This suggests that CAPITAL ONE FINANCIAL could be a well-priced stock right now. More…
Peers
In the financial world, competition is fierce. Capital One Financial Corp is up against some tough competition from Hanhua Financial Holding Co Ltd, Oportun Financial Corp, and Jianpu Technology Inc. All of these companies are fighting for a piece of the pie, and they are all hoping to come out on top. Capital One has been a top player in the financial game for a while now, but its competitors are quickly catching up. It will be interesting to see how this competition plays out in the coming years.
– Hanhua Financial Holding Co Ltd ($SEHK:03903)
Hanhua Financial Holding Co Ltd has a market cap of 1.29B as of 2022, a Return on Equity of 0.78%. The company operates in the financial services industry in China, providing banking and other financial services to corporate and individual customers.
– Oportun Financial Corp ($NASDAQ:OPRT)
Oportun Financial is a publicly traded company with a market capitalization of 164.64 million as of 2022. The company has a return on equity of 9.05%. Oportun Financial is a provider of financial services to underserved consumers and small businesses in the United States. The company offers unsecured personal loans, small business loans, and related products and services.
– Jianpu Technology Inc ($NYSE:JT)
Jianpu Technology Inc is a Chinese internet company that provides an online platform for users to find and compare credit products. As of 2022, the company had a market cap of 33.89 million and a return on equity of -35.21%. The company’s platform offers users access to credit products from a variety of financial institutions, including banks, credit card companies, and online lenders.
Summary
Capital One Financial is a financial services company that provides consumer banking, credit cards, auto loans, and investments. Recently, Capital One Auto Finance announced the closure of its western regional buying center, though it continues to serve customers in other regions. Investing in Capital One Financial can be a sound decision for those looking for a diversified portfolio. The company’s products are diverse and its services are widely-used, as evidenced by its strong balance sheet and consistent earnings growth. Capital One Financial’s commitment to managing risk and delivering quality customer service makes it an attractive option for potential investors.
Additionally, its size and financial stability provide additional assurance that investments are safe and secure.
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