Bread Financial Holdings: A Closer Look at the Upcoming Earnings Call

🌥️Introduction:

Eagerly anticipated by investors and analysts alike, Bread Financial Holdings is scheduled to release its second-quarter earnings results on July 27, 2023, at 8:30 AM EST. As we approach this important event, let’s delve into key perspectives to assess the company’s performance, analyze market trends, and explore the sentiment surrounding the upcoming earnings call.

Fundamental Analysis:

	ReportDate	NetIncome	TotalRevenue	DilutedEPS	unit
Q2	2023-06-30	48.0	952.0	0.95	million USD
Q1	2023-03-31	455.0	1065.0	9.08	million USD
Q4	2022-12-31	-134.0	1033.0	-2.69	million USD
Q3	2022-09-30	134.0	990.0	2.69	million USD
Q2	2022-06-30	12.0	914.0	0.25	million USD

Examining Bread Financial Holdings‘ past year financials, we find a mixed bag of results. In the first quarter of 2023, the company reported impressive net income of $455 million and total revenue of $1.065 billion, resulting in a diluted EPS of $9.08 million USD. However, in the fourth quarter of 2022, the company faced a net loss of $134 million and a negative diluted EPS of -$2.69 million USD. It’s worth noting that in the most recent quarter, the company rebounded, reporting a net income of $48 million and total revenue of $952 million, with a positive diluted EPS of $0.95 million USD. These figures indicate an upward trend, suggesting potential growth opportunities.

Technical Analysis:

	since	low	high	change	change%
1D	2023-08-24	36.9	37.6	0.4	0.9
5D	2023-08-18	36.0	37.9	-0.3	-0.7
1M	2023-07-26	36.0	41.9	0.9	2.4
3M	2023-05-22	27.7	41.9	6.8	22.2

Analyzing Bread Financial Holdings‘ past three-month price performance, we note a significant increase in share prices. Over the last three months, the stock has surged from a low of $27.7 to a high of $41.9, reflecting a remarkable 22.2% change. Shorter-term trends indicate a slight pullback in recent days (-0.7% change over five days), but overall, the stock has demonstrated moderately positive momentum. This upward trend is encouraging for investors and bodes well for the upcoming earnings call.

Historical Guidance:

When examining Bread Financial Holdings‘ historical guidance, it becomes evident that the company’s performance can be volatile. However, the positive net income and revenue growth in the first quarter of 2023 suggests a potential improvement in financial stability. If the upcoming earnings report can build upon these positive fundamentals, it could signal a more consistent track record for the company going forward.

Analysts Estimates:

Considering MorningStar’s consensus estimates history for Bread Financial Holdings, we find that current estimates anticipate an adjusted EPS of $0.54 for the second quarter of 2023. Interestingly, this estimate has remained unchanged over the past seven days and has increased significantly from 30 and 60 days ago, further indicating growing confidence in the company’s performance. However, it is essential to approach these estimates with caution, recognizing that they are subject to market conditions and potential unexpected variables.

Sentiment Analysis:

A recent analysis of news sentiment suggests a mainly neutral outlook towards Bread Financial Holdings‘ upcoming earnings call. While this may not necessarily indicate a positive or negative outcome, it emphasizes the importance of actively listening to management’s insights during the earnings call. Exploring management’s outlook on key factors such as revenue growth strategies, cost management initiatives, and potential risks will give investors a better understanding of the company’s future prospects.

Conclusion:

As the anticipation builds for Bread Financial Holdings‘ upcoming earnings call, it is important to consider different perspectives when evaluating the company. Fundamental analysis highlights the recent positive performance, while technical analysis reveals an upward trend in share prices. Historical guidance tells us to approach this company’s financial reports with caution due to previous volatility. Finally, analysts’ estimates provide insight into market expectations. By tuning in to Bread Financial Holdings‘ earnings call, investors and analysts can gain valuable insights into the company’s strategies, financial performance, and future trajectory. Keep an eye out for this upcoming event and be prepared to assess Bread Financial Holdings‘ prospects based on the information shared during the call.