Wintrust Financial: Quality Financial Services, Not At A Discount

November 23, 2023

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Wintrust Financial ($NASDAQ:WTFC) is a bank of solid standing that provides quality financial services, not just at a discount. From commercial banking, to mortgage products, to asset management, Wintrust Financial has a wide variety of products and services to meet the many needs of their clients. As a publicly traded company, Wintrust Financial is also part of a larger financial network that allows for better access to capital and services, as well as more competitive rates. The company is committed to providing quality service and has been considered one of the most reliable banks in America by numerous organizations and publications. In addition to being listed on the New York Stock Exchange, Wintrust Financial is also a member of the Chicago Board Options Exchange and the Financial Industry Regulatory Authority.

Wintrust Financial continually strives to provide their clients with the best services and products available. Their commitment to quality is evident in the comprehensive suite of products and services they offer. Whether it’s home financing, investments, or business banking solutions, the company has something that can help everyone achieve their financial goals. With a long history of success and a commitment to providing the best possible products and services, Wintrust Financial is a bank that you can trust.

Price History

WINTRUST FINANCIAL offers quality financial services, without sacrificing their commitment to providing the best service to their customers. On Wednesday, WINTRUST FINANCIAL’s stock opened at $84.7 and closed at $84.0, illustrating the reliability of their stock and the confidence investors have in the company. They specialize in providing unique, tailored solutions for their clients, ensuring that their needs are met in the most efficient and cost effective way possible.

WINTRUST FINANCIAL’s commitment to their clients and the quality of their services sets them apart from other financial institutions. Their focus on customer satisfaction and delivering quality services allows them to stay competitive, while still providing the best possible service. Live Quote…

About the Company

  • Industry Classification
  • Key Executives
  • Ownership (Institutional/ Fund Holdings)
  • News Feed
  • Income Snapshot

    Below shows the total revenue, net income and net margin for Wintrust Financial. More…

    Total Revenues Net Income Net Margin
    616
  • Income Statement Reports (Yearly/ Quarterly/ LTM)
  • Income Supplement
  • Growth Performance
  • Cash Flow Snapshot

    Below shows the cash from operations, investing and financing for Wintrust Financial. More…

    Operations Investing Financing
    1.38k -3.49k 2.2k
  • Cash Flow Statement (Yearly/ Quarterly/ LTM)
  • Cash Flow Supplement
  • Balance Sheet Snapshot

    Below shows the total assets, liabilities and book value per share for Wintrust Financial. More…

    Total Assets Total Liabilities Book Value Per Share
    55.56k 50.54k
  • Balance Sheet (Yearly/ Quarterly)
  • Balance Sheet Supplement
  • Key Ratios Snapshot

    Some of the financial key ratios for Wintrust Financial are shown below. More…

    3Y Rev Growth 3Y Operating Profit Growth Operating Margin
    10.3%
    FCF Margin ROE ROA
  • Income Statement Ratios
  • Balance Sheet Ratios
  • Cash Flow Ratios
  • Valuation Ratios
  • Other Ratios
  • Other Supplementary Items
  • Analysis

    At GoodWhale, we have conducted an analysis of WINTRUST FINANCIAL‘s wellbeing. According to our Star Chart, WINTRUST FINANCIAL has a high health score of 8/10 indicating that the company is capable of safely riding out any crisis without the risk of bankruptcy. We have classified WINTRUST FINANCIAL as ‘cheetah’, a type of company that has achieved high revenue or earnings growth but is considered less stable due to lower profitability. Based on this analysis, we can conclude that WINTRUST FINANCIAL is strong in growth, asset, dividend, and medium in profitability. This makes WINTRUST FINANCIAL an attractive option for investors looking for high returns but with an understanding of the associated risks. Investors that are comfortable with the associated risks may be interested in this type of company. More…

  • Star Chart Analysis
  • Valuation Analysis




  • Peers

    The banking industry is highly competitive, with numerous banks vying for market share. Wintrust Financial Corp is no exception, as it competes against other banks such as First Financial Bancorp, F N B Corp, and First Busey Corp. While each bank has its own strengths and weaknesses, Wintrust Financial Corp has been able to consistently outperform its competitors and maintain a strong market position.

    – First Financial Bancorp ($NASDAQ:FFBC)

    First Financial Bancorp has a market cap of $2.25 billion as of 2022. The company is a holding company for First Financial Bank, which provides banking and other financial services to businesses and individuals in Ohio, Indiana, and Kentucky. First Financial Bancorp is the parent company of First Financial Bank, which is a regional bank that operates primarily in Ohio, Indiana, and Kentucky. The bank offers a range of banking and other financial services to businesses and individuals, including loans, deposit accounts, and wealth management services.

    – F N B Corp ($NYSE:FNB)

    The company has a market capitalization of 4.85B as of 2022. It is a provider of banking and financial services. The company operates through three segments: Consumer Banking, Commercial Banking, and Wealth Management. The company offers a range of products and services, including savings and checking accounts, loans, credit cards, and investment products.

    – First Busey Corp ($NASDAQ:BUSE)

    First Busey Corporation is a bank holding company headquartered in Urbana, Illinois. The Company operates through its banking subsidiary, First Busey Bank. First Busey Bank is a full-service bank offering personal and business banking products and services through 44 locations in Illinois, Indiana and Florida. The Company’s primary focus is serving the needs of individual and business customers in the communities it serves.

    Summary

    Wintrust Financial Corporation is a financial services holding company that provides community-oriented, personal and commercial banking services, wealth management services, commercial insurance premium financing, and mortgage origination services. Despite its strong fundamentals and good reputation, Wintrust Financial has been trading at a slight discount to its peers. Analysts believe that the company is undervalued due to its smaller size in comparison to larger banks, which results in higher cost of capital. Despite this, many investors see Wintrust Financial as a good long-term investment opportunity given its strong market presence, well-respected management team, and diversified portfolio of products and services. Furthermore, it has a strong balance sheet, with solid capitalization and low leverage ratios.

    Additionally, Wintrust Financial’s dividend yields are slightly above the industry average. With these factors in mind, Wintrust Financial is an attractive choice for investors looking for a steady bank stock with potential for long-term growth.

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