PPBI Stock Fair Value – Pacific Premier Bancorp: High Yield, High Risk Investment Opportunity

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Pacific Premier Bancorp ($NASDAQ:PPBI) (NASDAQ: PPBI) is a California-based bank holding company that provides commercial banking services through its wholly-owned subsidiary, Pacific Premier Bank. It offers a variety of banking services to meet the needs of businesses, professionals, and individuals. Pacific Premier Bancorp is an attractive dividend yield stock. The company has a dividend yield of over 7%, which is higher than the industry average of 4.5%.

However, investors should be aware that this comes with certain risks. Pacific Premier Bancorp may be subject to increased regulatory scrutiny due to its size and the fact that it has a significant exposure to the volatile California real estate market.

Additionally, its financial performance could be negatively impacted by any economic downturns due to its reliance on loan and fee income. Despite these risks, Pacific Premier Bancorp does offer a high dividend yield that could be attractive for investors looking for income. Investors should consider this opportunity carefully and weigh the risks involved before investing.

Dividends

Pacific Premier Bancorp (PACIFIC PREMIER BANCORP) is an interesting high yield, high risk investment opportunity. Over the last three years, it has issued an annual dividend per share of 1.32, 1.32 and 1.29 USD. The dividend yields for 2021 to 2023 are estimated at 4.06%, 3.68%, and 3.26%, with an average dividend yield of 3.67%.

When looking for dividend stocks, PACIFIC PREMIER BANCORP should be added to the list of consideration. While the yield is attractive, investors need to weigh up the associated risks before investing in this stock.

About the Company

Income Snapshot

Below shows the total revenue, net income and net margin for PPBI. More…

Cash Flow Snapshot

Below shows the cash from operations, investing and financing for PPBI. More…

Balance Sheet Snapshot

Below shows the total assets, liabilities and book value per share for PPBI. More…

Key Ratios Snapshot

Some of the financial key ratios for PPBI are shown below. More…

Stock Price

On Monday, its stock opened at $18.0 and closed at $18.7; a 4.5% increase from its last closing price of 17.9. With this in mind, investors should pay attention to Pacific Premier Bancorp as it could be a lucrative option for those seeking higher returns in the market. Pacific Premier Bancorp has the potential to provide investors with an impressive return if managed correctly. Given the current economic conditions, its stock could be particularly attractive for those looking for higher yields and higher risk investments. Its stock has steadily increased since opening and is likely to continue this trend as long as investor confidence remains high.

For those interested in investing in a high yield, high risk opportunity, Pacific Premier Bancorp may be worth considering. It has the potential to provide consistent returns based on its strong fundamentals and an increase in investors’ confidence. Although there is always risk involved, with proper management and research Pacific Premier Bancorp could be a great choice for investors seeking higher returns. Live Quote…

Analysis – PPBI Stock Fair Value

At GoodWhale, we have conducted a thorough analysis of PACIFIC PREMIER BANCORP’s fundamentals. Based on our proprietary Valuation Line, we calculate that the fair value of the PACIFIC PREMIER BANCORP share is around $35.2. As of today, the stock is trading at $18.7, which is undervalued by 46.8%. This could be a great opportunity for investors to invest in PACIFIC PREMIER BANCORP at an attractive price. More…

Peers

The competition between Pacific Premier Bancorp Inc and its competitors is fierce. Each company is vying for market share and trying to outdo the other in terms of products, services, and customer satisfaction. While there are many similarities between the companies, each has its own unique strengths and weaknesses. Primary Bk is known for its strong customer service, while Banco Espirito Santo SA has a reputation for being a reliable and efficient bank. InBankshares Corp is known for its innovative products and services.

– Primary Bk ($OTCPK:PRMY)

Banco Espirito Santo SA is a Portuguese bank headquartered in Lisbon. The bank was founded in 1869 and is the oldest bank in Portugal. The bank is the largest Portuguese bank by assets and has a strong presence in Portugal, Spain, Angola, Mozambique, Cape Verde, and São Tomé and Príncipe. The bank’s market cap as of 2022 is 56.25k. The bank offers a wide range of banking services including retail banking, corporate banking, investment banking, asset management, and insurance.

– Banco Espirito Santo SA ($OTCPK:BKESY)

As of 2022, TowneBank’s market cap is $103.87 million. The company is a community bank that operates primarily in Virginia and North Carolina. It offers a range of banking and financial services to retail and commercial customers, including deposit and loan products, treasury management, and wealth management.

Summary

Pacific Premier Bancorp (PPBI) offers a potentially attractive investment opportunity, with its 7%+ dividend yield. The stock price has reacted positively to recent news and market sentiment, however, potential investors should be aware of the associated risks. Despite the potential high dividend yield, the company may face deteriorating asset quality and asset liability mismatches.

Furthermore, modest loan growth, competitive pressure from other banks, and a high cost to income ratio could also limit future profits. Close monitoring of the company’s financial performance is recommended in order to assess whether the potential rewards outweigh the associated risks with investing in Pacific Premier Bancorp.