Hilltop Holdings Stock Fair Value Calculation – Counterpoint Mutual Funds LLC Invests in Hilltop Holdings in Q1
July 7, 2023

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Hilltop Holdings ($NYSE:HTH) Inc. is a publicly traded financial holding company based in Dallas, Texas. It has a diverse portfolio of banking and financial services businesses, including PlainsCapital Bank, PrimeLending, Hilltop Securities Inc., and National Lloyds Corporation. The company provides its customers with a range of services including banking, mortgage, insurance, and securities. It is reported that Counterpoint acquired a significant portion of Hilltop Holdings’ stock, signaling its confidence in the company’s long term growth prospects. The investment in Hilltop Holdings Inc. is part of Counterpoint Mutual Funds LLC’s strategy to make strategic investments into companies with strong returns on investment.
This stake will provide the mutual fund with exposure to the financial sector and will give it access to its services and products. This move is also likely to benefit Hilltop Holdings Inc. as it will gain increased liquidity and visibility in the capital markets. It shows that Counterpoint is willing to invest in a company that has strong prospects for long term growth and it also signals the confidence that Hilltop has in its services and products. This move should be beneficial to both parties over the long run.
Stock Price
HTH stock opened at $30.9 and closed at $30.8, a 2.3% decrease from its previous closing price of $31.5. Market analysts noted that although the stock saw a slight dip in its pricing, it still maintained positive investor sentiment as investors speculated on future upside potential. Hilltop Holdings Inc. is an American financial services holding company headquartered in Dallas, Texas. It provides banking, mortgage, and insurance services to customers across the United States and offers an array of strategic and innovative solutions to its clients. Despite the market decline this week, Hilltop Holdings Inc. is confident that its investments in technology, infrastructure, and customer service will continue to attract investors and benefit shareholders in the long run. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Hilltop Holdings. More…
| Total Revenues | Net Income | Net Margin |
| – | 116.68 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Hilltop Holdings. More…
| Operations | Investing | Financing |
| 1.19k | -877.3 | -1.71k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Hilltop Holdings. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 17.03k | 14.95k | – |
Key Ratios Snapshot
Some of the financial key ratios for Hilltop Holdings are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| -8.3% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis – Hilltop Holdings Stock Fair Value Calculation
At GoodWhale, we recently conducted an in-depth analysis of HILLTOP HOLDINGS‘s wellbeing. After taking into account several key indicators, our proprietary Valuation Line revealed that the fair value of HILLTOP HOLDINGS share should be around $37.1. However, the current share price of HILLTOP HOLDINGS is trading at $30.8, meaning it is undervalued by 16.9%. With this in mind, now may be a good time to buy shares of HILLTOP HOLDINGS for potential upside in the future. We believe this presents a great opportunity for investors to potentially capitalize on an attractive margin of safety in an otherwise volatile stock market. More…
Peers
The competition between Hilltop Holdings Inc and its competitors is fierce. S&T Bancorp Inc, City Holding Co, and Ledyard Financial Group Inc are all fighting for market share in the banking industry. Hilltop Holdings Inc has a strong presence in the southern United States, while its competitors are spread out across the country.
– S&T Bancorp Inc ($NASDAQ:STBA)
S&T Bancorp Inc. is a bank holding company, which engages in the provision of banking and financial services. It operates through the following segments: Banking, Wealth Management, and Insurance. The Banking segment offers personal and business banking products and services, including checking and savings accounts, loans, and deposit products. The Wealth Management segment provides investment management, fiduciary, and trust services. The Insurance segment offers property and casualty insurance products. The company was founded in 1902 and is headquartered in Indiana, PA.
– City Holding Co ($NASDAQ:CHCO)
PNC Financial Services Group, Inc., is a diversified financial services holding company and one of the largest banks in the United States. PNC Bank provides retail and commercial banking, residential mortgage banking, consumer finance, and investment management. The company operates more than 2,300 branches and 9,000 ATMs in 19 states and the District of Columbia. PNC is headquartered in Pittsburgh, Pennsylvania.
– Ledyard Financial Group Inc ($OTCPK:LFGP)
Ledyard Financial Group Inc. is a publicly traded holding company that owns and operates several businesses in the financial services industry. The company has a market capitalization of $67.01 million as of 2022. The company’s businesses include investment banking, asset management, insurance, and real estate. The company’s headquarters are in New York City.
Summary
Hilltop Holdings Inc. (NYSE: HTH) is a financial holding company that provides banking and insurance services. Analysts attribute the strong performance to Hilltop’s ability to deliver strong returns in both its banking and insurance segments. Moreover, the company has managed to maintain its financial strength throughout the pandemic, which has enabled it to continue to pursue growth initiatives.
Investors seem to be encouraged by Hilltop’s strength, as evidenced by recent purchases made by Counterpoint Mutual Funds LLC. Given its potential for continued growth, investors may want to consider taking a closer look at Hilltop Holdings.
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