Eagle Bancorp Stock Intrinsic Value – Exploring Eagle Bancorp: A Small-Cap Regional Banking Gem
January 5, 2024

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Eagle Bancorp ($NASDAQ:EGBN) is a small-cap regional banking gem that I have great appreciation for. Eagle Bancorp is the holding company for EagleBank, which operates full-service commercial banking offices in Montgomery County, Maryland, Washington, D.C., and Northern Virginia. EagleBank is one of the most successful community banks in the area and is well known for its commitment to providing a wide range of financial services, including personal banking, small business banking, mortgage banking, wealth management, and commercial finance.
Eagle Bancorp has consistently delivered strong financial results and achieved significant growth in recent years. With its strong financials and attractive valuation, Eagle Bancorp is poised for long-term growth and is an excellent choice for those looking to diversify their portfolios with a regional banking gem.
Share Price
On Thursday, the stock opened at $28.4 and closed at $29.3, up by 3.3% from the previous closing price of 28.3. This increase has been attributed to investors’ confidence in the company, which has seen consistent growth over the past few months. Moreover, strong fundamentals, such as its loan portfolio and customer deposits, have also helped to boost the performance of the stock.
In addition, Eagle Bancorp has a low asset-to-equity ratio, indicating that it has a healthy balance sheet and is in a strong financial position. All these factors make Eagle Bancorp an ideal investment opportunity for those looking to diversify their portfolios in the banking sector. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Eagle Bancorp. More…
| Total Revenues | Net Income | Net Margin |
| – | 122.5 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Eagle Bancorp. More…
| Operations | Investing | Financing |
| 194.24 | -347.06 | 266.69 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Eagle Bancorp. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 11.16k | 9.95k | – |
Key Ratios Snapshot
Some of the financial key ratios for Eagle Bancorp are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 0.6% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis – Eagle Bancorp Stock Intrinsic Value
GoodWhale recently conducted an analysis of EAGLE BANCORP‘s well-being. Our proprietary Valuation Line tool calculated the intrinsic value of their shares to be around $45.2. However, EAGLE BANCORP stock is currently being traded at just $29.3 – presenting a significant 35.1% undervaluation opportunity. This makes it an attractive investment option for those looking to invest in a well-managed bank with strong fundamentals. More…

Peers
Eagle Bancorp Inc is engaged in a fierce competition with its competitors Home BancShares Inc, Glacier Bancorp Inc and PacWest Bancorp in the banking sector. This competition has been intensifying as the companies vie for market share and strive to outdo each other in terms of customer service, product offerings, and other aspects of operations. The competition is a testament to the ever-changing banking landscape and the commitment of these companies to remain at the forefront of the industry.
– Home BancShares Inc ($NYSE:HOMB)
Home BancShares Inc has a market cap of 4.56B as of 2023, making it one of the largest financial holding companies in the United States. Home BancShares is headquartered in Conway, Arkansas and is the parent company of Centennial Bank. Centennial Bank operates over 100 branches in Arkansas, Florida, South Alabama, and New York City. Home BancShares provides retail banking services, mortgage banking services, consumer finance services and trust services to customers throughout the region. The company also offers commercial banking services, such as commercial and industrial loans, commercial real estate loans, and term loans. Home BancShares has demonstrated success in serving its customers and delivering strong returns for its shareholders over the years.
– Glacier Bancorp Inc ($NYSE:GBCI)
Glacier Bancorp Inc is a regional bank holding company based in Montana, with over $20 billion in assets as of 2023. The company provides banking services through its banking divisions in Montana, Idaho, Wyoming, Utah, Colorado, Arizona, and New Mexico. As of 2023, the company had a market capitalization of $5.4 billion. Glacier Bancorp Inc’s stock is traded on the NASDAQ Global Select Market under the symbol GBCI. The company has a strong presence in the region, offering commercial and consumer banking products and services to individuals, small businesses, and corporate customers. The company also provides treasury management services and wealth management services.
– PacWest Bancorp ($NASDAQ:PACW)
Pacific West Bancorp is a banking company headquartered in Los Angeles, California. As of 2023, the company has a market cap of 2.76 billion USD. The company focuses on providing banking services to small businesses and individuals in California, Arizona and Nevada. The company’s primary goal is to provide high-quality customer service and to maintain strong relationships with their customers. Pacific West Bancorp offers a wide array of products and services including loans, savings accounts, checking accounts, certificates of deposit, and other related services. The company also offers online banking services and mobile banking technologies. Pacific West Bancorp’s market cap reflects the company’s strength and stability in the banking industry.
Summary
Eagle Bancorp is an attractive small-cap regional banking investment option. With its expanding presence in the Mid-Atlantic region and its wide range of services, Eagle Bancorp is well positioned for growth. It is also in line with industry trends, such as digitalization and the move to more customer-focused services.
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