Cullen/frost Bankers Stock Intrinsic Value – Cullen/Frost Bankers, Receives ‘Hold’ Rating from Analysts
November 7, 2023

🌥️Trending News
CULLEN/FROST ($NYSE:CFR): Cullen/Frost Bankers, Inc. (CFR) is a financial holding company headquartered in San Antonio, Texas. The company provides a range of banking and related financial services, including commercial banking, insurance, investments, and trust services. Analysts have assigned a consensus rating of “Hold” to Cullen/Frost Bankers, Inc. The ratings are based on the firm’s current performance and future prospects. The analysts believe that the company has a good business model, but is facing some challenges that could limit its growth potential.
Despite these challenges, analysts view CFR as a good long-term investment with solid fundamentals. The results will be closely watched by analysts to determine whether the company’s performance is improving or deteriorating. Investors should keep an eye on CFR’s earnings report to get an up-to-date view of the company’s performance.
Share Price
On Monday, analysts at a major financial firm gave Cullen/Frost Bankers, Inc. a “Hold” rating, causing the stock to open at $96.3 and close at $95.4, a 1.2% drop from its last closing price of 96.6. While this wasn’t the most positive rating for the company, it is important to note that analysts still believe that the stock is a viable investment due to its long-term potential. The “Hold” rating may be an indication that investing in Cullen/Frost Bankers, Inc. now may yield average to above-average returns in the future. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for Cullen/frost Bankers. More…
| Total Revenues | Net Income | Net Margin |
| – | 678.32 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for Cullen/frost Bankers. More…
| Operations | Investing | Financing |
| 744.52 | -2.56k | -4.2k |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for Cullen/frost Bankers. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 48.75k | 45.75k | – |
Key Ratios Snapshot
Some of the financial key ratios for Cullen/frost Bankers are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 7.4% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis – Cullen/frost Bankers Stock Intrinsic Value
At GoodWhale, we recently conducted an analysis of CULLEN/FROST BANKERS‘ financials and the results revealed that the intrinsic value of CULLEN/FROST BANKERS shares is around $153.1. This figure was calculated using our proprietary Valuation Line. Our analysis also revealed that CULLEN/FROST BANKERS stock is currently being traded at $95.4, which is undervalued by 37.7%. We believe that this presents a great opportunity for investors, as they can purchase the stock at a discounted price. More…

Peers
Cullen/Frost Bankers Inc faces stiff competition from its rivals South Plains Financial Inc, Amfin Financial Corp, and Financial Institutions Inc. Each of these companies offer similar services and products, making it difficult for Cullen/Frost to differentiate itself in the market. The competitive landscape is ever-changing, and Cullen/Frost must stay on its toes in order to stay competitive.
– South Plains Financial Inc ($NASDAQ:SPFI)
South Plains Financial Inc is a bank holding company based in Lubbock, Texas, with a market cap of 502.01M as of 2022. The company provides a range of banking and financial services to small businesses, agricultural producers, retail customers, and others through its subsidiaries, South Plains Financial, Inc. and South Plains Bank N.A. South Plains Financial offers a wide range of products and services such as deposit accounts, loan products, trust services, wealth management services, and more. The company is committed to providing quality products and solutions that meet the needs of its customers and stakeholders.
– Amfin Financial Corp ($OTCPK:AFNL)
Financial Institutions Inc. has a market cap of $373.71M as of 2022. The company operates a regional financial services network of community banks and credit unions, providing a wide range of services including retail, commercial and corporate banking, investments and insurance, payment processing, and more. Financial Institutions Inc. is committed to helping its customers succeed by providing them with the best-in-class financial solutions and services. With a strong focus on customer service, Financial Institutions Inc. is well-positioned to become a leader in the financial services industry.
Summary
Investment analysts have issued a consensus rating of “Hold” for Cullen/Frost Bankers, Inc. Analysts are recommending a neutral stance on the stock, meaning investors should neither buy nor sell at this time. This suggests that the stock is not undervalued or overvalued, and there is no clear direction for the stock in the near future. Factors such as company performance, industry trends, and macroeconomic conditions are all being monitored to assess the stock’s future price movements. Investors should review the analyst reports and use them as a guide when deciding whether to buy or sell CULLEN/FROST BANKERS shares.
Recent Posts









