CBU Stock Fair Value Calculator – Raymond James Upgrade Boosts Community Bank System’s Stock
June 19, 2023

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Community Bank System ($NYSE:CBU), Inc. is a financial services company providing banking, insurance, investments, and financial planning services to its customers. Recently, their stock experienced a boost following a rating upgrade from Raymond James. The upgrade, from Market Perform to Outperform, was based on Community Bank System’s strong balance sheet and improving core net interest income. The rating upgrade has resulted in an increased investor confidence in the company’s stock. The rating upgrade reflects the company’s ability to remain resilient during these uncertain times.
The improvements in core net interest income is indicative of the company’s ability to maintain profitable operations despite a challenging economy. This, coupled with a strong balance sheet, has made investors increasingly bullish on the stock of Community Bank System. It highlights the company’s strength and potential to generate consistent profits for investors. With this upgraded rating, investors can look forward to continued growth of their investments in the company.
Stock Price
On Tuesday, COMMUNITY BANK SYSTEM stock experienced a notable surge in its stock price, opening at $52.2 and closing at $53.4, representing an increase of 4.5% from prior closing price of 51.1. The upgrade has been welcomed by many investors, as it marks an encouraging trend for the future of COMMUNITY BANK SYSTEM. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for CBU. More…
| Total Revenues | Net Income | Net Margin |
| – | 146.41 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for CBU. More…
| Operations | Investing | Financing |
| 214.6 | -2.14k | 259.22 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for CBU. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 15.26k | 13.62k | – |
Key Ratios Snapshot
Some of the financial key ratios for CBU are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 4.8% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis – CBU Stock Fair Value Calculator
GoodWhale recently conducted an analysis of COMMUNITY BANK SYSTEM‘s wellbeing. Through our proprietary Valuation Line, we found that the fair value of COMMUNITY BANK SYSTEM share is around $67.3. However, at present, the stock is traded at $53.4, undervalued by 20.7%. This means that investors have a great opportunity to benefit from investing in COMMUNITY BANK SYSTEM stock. More…
Peers
The competition between Community Bank System Inc and its competitors, Home BancShares Inc, TriCo Bancshares, and Eagle Bancorp Inc, is fierce. These four banking systems are vying for a share of the market, offering competitive products and services to consumers. As the competitive landscape continues to evolve, these companies are working hard to differentiate their offerings and stay ahead of the competition.
– Home BancShares Inc ($NYSE:HOMB)
Home BancShares Inc is a financial holding company that operates through its wholly owned bank subsidiary, Centennial Bank. As of 2022, Home BancShares Inc has a market cap of 4.89 billion USD. The market cap of a company is the total market value of its outstanding shares. It is calculated by multiplying the current share price of the company by the total number of shares outstanding. Home BancShares Inc provides a wide range of banking and financial services through their network of branches located throughout Arkansas, Florida, South Carolina, and Alabama. They offer deposit products, mortgage and consumer loans, trust and asset management services, online and mobile banking services, and other financial services.
– TriCo Bancshares ($NASDAQ:TCBK)
TriCo Bancshares is a financial holding company based in California. It is the parent company of Tri Counties Bank, which provides banking services throughout northern and central California. As of 2022, TriCo Bancshares had a market capitalization of 1.72 billion. This is a reflection of the company’s financial performance and position in the financial services industry. TriCounties Bank provides an array of banking products and services, including consumer and business banking, commercial banking, wealth management, and mortgage banking. The bank also offers online banking services and a wide range of loan and deposit products. TriCo Bancshares has a strong balance sheet with a solid capital base and an experienced management team. The company also has a strong presence in the California market and its banking operations are well-positioned for long-term success.
– Eagle Bancorp Inc ($NASDAQ:EGBN)
Eagle Bancorp Inc is a regional bank holding company that provides commercial banking services through its wholly owned banking subsidiary, EagleBank. As of 2022, the company has a market capitalization of 1.44 billion dollars. Market capitalization is the total value of a company’s outstanding shares and is calculated by multiplying the current share price by the total number of shares outstanding. This market cap number reflects the overall value of the company in the stock market and gives investors an idea of how much it would cost to acquire the entire company. Eagle Bancorp Inc provides a range of commercial banking services, including loans, deposits, and cash management services to individual and corporate customers in the Maryland and Washington, D.C. metropolitan area. The company also provides wealth management, trust and investment services to its clients.
Summary
Community Bank System Inc. is an investable banking stock that has recently seen a strong increase in investor interest. This is due to a recent upgrade from Raymond James, who raised their rating of the stock from “market perform” to “outperform”. This move has translated into a significant increase in the stock price, with the stock moving up on the same day. Investors are encouraged to research the company’s financials and consider the stock for their portfolio. The company currently has an attractive dividend yield and solid fundamentals, which makes them a viable option for long term investors.
In addition, it is recommended that investors pay close attention to the company’s future performance and continue to assess its risk profile.
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