CBU Stock Fair Value Calculation – Community Bank System Receives Recognition for 2nd Year in a Row as One of America’s Most Trusted Companies
August 8, 2023
☀️Trending News
For the second year in a row, Community Bank System ($NYSE:CBU) has been recognized as one of America’s Most Trusted Companies. Newsweek has acknowledged the company for its trustworthiness, commitment to excellence, and dedication to customer service in bestowing it with this honor. Its long history of commitment to financial security, strong customer service, and responsibility to the communities it serves have made it a trusted name in banking. In addition to providing traditional banking services, Community Bank System also offers mobile banking, online banking, and cash management services.
The company’s dedication to customer service and financial security combined with its investment in communities have helped make the company a leader in its industry. This honor is further proof of the trust that Community Bank System has earned from its customers and the wider public.
Market Price
As a result, the stock opened at $54.1 and closed at $54.7, a rise of 1.6% from its prior closing price of $53.9. The recognition reflects the hard work that the team at COMMUNITY BANK SYSTEM puts into providing their customers with the best possible banking experience. Their commitment to customer service is evidenced by their recent achievement which is a clear indication of the success they have had in building a strong, reliable and trustworthy brand. The trust that the public has in COMMUNITY BANK SYSTEM is a major factor in its success, and the recognition it has received further strengthens its reputation.
It is a great achievement for the company and a testament to their commitment to providing their customers with quality banking services. It is likely that this recognition will continue to motivate them to continue providing top-notch services in the years to come. Live Quote…
About the Company
Income Snapshot
Below shows the total revenue, net income and net margin for CBU. More…
| Total Revenues | Net Income | Net Margin |
| – | 155.03 | – |
Cash Flow Snapshot
Below shows the cash from operations, investing and financing for CBU. More…
| Operations | Investing | Financing |
| 214.6 | -2.14k | 259.22 |
Balance Sheet Snapshot
Below shows the total assets, liabilities and book value per share for CBU. More…
| Total Assets | Total Liabilities | Book Value Per Share |
| 15.11k | 13.49k | – |
Key Ratios Snapshot
Some of the financial key ratios for CBU are shown below. More…
| 3Y Rev Growth | 3Y Operating Profit Growth | Operating Margin |
| 4.8% | – | – |
| FCF Margin | ROE | ROA |
| – | – | – |
Analysis – CBU Stock Fair Value Calculation
At GoodWhale, we performed an analysis to evaluate the wellbeing of COMMUNITY BANK SYSTEM. Our proprietary Valuation Line calculated the fair value of COMMUNITY BANK SYSTEM share to be around $66.3. However, at the moment, the stock is traded at $54.7, meaning it is undervalued by 17.5%. This clearly demonstrates that COMMUNITY BANK SYSTEM stock is currently fairly priced below its fair value. Therefore, investors should take advantage of this opportunity and act accordingly. More…
Peers
The competition between Community Bank System Inc and its competitors, Home BancShares Inc, TriCo Bancshares, and Eagle Bancorp Inc, is fierce. These four banking systems are vying for a share of the market, offering competitive products and services to consumers. As the competitive landscape continues to evolve, these companies are working hard to differentiate their offerings and stay ahead of the competition.
– Home BancShares Inc ($NYSE:HOMB)
Home BancShares Inc is a financial holding company that operates through its wholly owned bank subsidiary, Centennial Bank. As of 2022, Home BancShares Inc has a market cap of 4.89 billion USD. The market cap of a company is the total market value of its outstanding shares. It is calculated by multiplying the current share price of the company by the total number of shares outstanding. Home BancShares Inc provides a wide range of banking and financial services through their network of branches located throughout Arkansas, Florida, South Carolina, and Alabama. They offer deposit products, mortgage and consumer loans, trust and asset management services, online and mobile banking services, and other financial services.
– TriCo Bancshares ($NASDAQ:TCBK)
TriCo Bancshares is a financial holding company based in California. It is the parent company of Tri Counties Bank, which provides banking services throughout northern and central California. As of 2022, TriCo Bancshares had a market capitalization of 1.72 billion. This is a reflection of the company’s financial performance and position in the financial services industry. TriCounties Bank provides an array of banking products and services, including consumer and business banking, commercial banking, wealth management, and mortgage banking. The bank also offers online banking services and a wide range of loan and deposit products. TriCo Bancshares has a strong balance sheet with a solid capital base and an experienced management team. The company also has a strong presence in the California market and its banking operations are well-positioned for long-term success.
– Eagle Bancorp Inc ($NASDAQ:EGBN)
Eagle Bancorp Inc is a regional bank holding company that provides commercial banking services through its wholly owned banking subsidiary, EagleBank. As of 2022, the company has a market capitalization of 1.44 billion dollars. Market capitalization is the total value of a company’s outstanding shares and is calculated by multiplying the current share price by the total number of shares outstanding. This market cap number reflects the overall value of the company in the stock market and gives investors an idea of how much it would cost to acquire the entire company. Eagle Bancorp Inc provides a range of commercial banking services, including loans, deposits, and cash management services to individual and corporate customers in the Maryland and Washington, D.C. metropolitan area. The company also provides wealth management, trust and investment services to its clients.
Summary
Community Bank System, Inc. (NYSE: CBU) recently received recognition as one of America’s Most Trusted Companies by Newsweek for the second consecutive year. This reflects investors’ trust and ongoing commitment to Community Bank System’s financial performance. This was driven by strong revenue growth in the company’s mortgage banking, wealth planning and trust, and commercial banking segments.
