Alerus Financial Stock Fair Value Calculation – ALERUS FINANCIAL CORPORATION Reports Q4 Earnings of $0.53 Per Share.

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Alerus Financial Stock Fair Value Calculation – ALERUS ($NASDAQ:ALRS) Financial Corporation is a diversified financial services company providing services to individuals, businesses, institutions, and governmental entities. ALERUS Financial Corporation is headquartered in Grand Forks, North Dakota and operates in 11 states throughout the United States. The company provides a wide range of banking, wealth management, retirement services, and trust services. Recently, ALERUS Financial Corporation reported quarterly earnings of $0.53 per share. This marks the company’s fourth consecutive quarter of increasing profits.

The company attributed its success to strong loan growth and net interest income, as well as improved operating efficiencies. ALERUS also saw higher noninterest income due to increased debit card and merchant fees, as well as increased trust income. Overall, ALERUS Financial Corporation is well-positioned for continued success in the future. The company has a solid financial foundation and is continuing to invest in its products and services to ensure it can meet the needs of its customers.

Stock Price

The company’s stock opened at $20.3 and closed at $20.0, down 11.1% from its previous closing price of 22.5. The company’s stock has been under pressure since the release of its fourth-quarter earnings report, as investors are concerned about the company’s future prospects and the impact of the coronavirus pandemic on its business. ALERUS FINANCIAL remains committed to providing quality financial services to its customers and continues to invest in technology and innovation to meet the changing demands of the industry. The company is also focused on delivering value to shareholders, as it continues to pay out dividends quarterly and is actively engaged in stock repurchases to increase shareholder value.

Overall, ALERUS FINANCIAL CORPORATION remains well-positioned to weather the current economic conditions, with a strong balance sheet and a commitment to providing quality services to its customers. Investors should keep an eye on the company’s performance going forward as it navigates through this difficult period. Live Quote…

About the Company

Income Snapshot

Below shows the total revenue, net income and net margin for Alerus Financial. More…

Cash Flow Snapshot

Below shows the cash from operations, investing and financing for Alerus Financial. More…

Balance Sheet Snapshot

Below shows the total assets, liabilities and book value per share for Alerus Financial. More…

Key Ratios Snapshot

Some of the financial key ratios for Alerus Financial are shown below. More…

VI Analysis – Alerus Financial Stock Fair Value Calculation

ALERUS FINANCIAL‘s stock is currently traded at $20.0, and our proprietary VI Line indicates that the fair value of its share is around $21.5. This implies that the stock is undervalued by 7.1%. To make analyzing the fundamentals and long-term potential of ALERUS FINANCIAL simpler, the VI app provides investors with comprehensive financials and a list of key performance indicators. The app also shows how ALERUS FINANCIAL has performed over the past few years, including its total assets, total liabilities, net income, and earnings per share. Additionally, it provides investors with the latest stock price and dividend yield. Users can also compare ALERUS FINANCIAL’s performance against the broader market and its peers. The app offers an easy-to-use interface to quickly assess ALERUS FINANCIAL’s financial health and potential. It also allows investors to quickly identify trends and spot potential opportunities, enabling them to make informed decisions. With this app, investors can gain valuable insights into ALERUS FINANCIAL’s performance in order to make better investment decisions. More…

VI Peers

The company operates through its subsidiaries, Alerus Bank and Alerus Mortgage. Alerus Financial competes with Juniata Valley Financial Corp, John Marshall Bancorp Inc, and Jd Bancshares Inc.

– Juniata Valley Financial Corp ($OTCPK:JUVF)

Juniata Valley Financial Corp is a financial holding company that operates through its subsidiary banks, which engage in a full range of banking activities. The Company’s subsidiary banks include The Juniata Valley Bank, N.A. and First National Bank of Mifflintown. As of December 31, 2016, the Company operated through 20 banking offices located in central Pennsylvania.

– John Marshall Bancorp Inc ($OTCPK:JDVB)

Jd Bancshares Inc is a bank holding company. As of 2022, its market cap is 94.72M. The company provides a full range of banking services to its customers, including deposits, loans, and investment services. It also offers a variety of other financial services, such as trust services, foreign exchange, and money transfer services.

Summary

Investors who are looking to invest in ALERUS FINANCIAL should consider the fundamentals of the company, such as its financial performance, management team and growth potential. Additionally, it’s important to look at the company’s competitive landscape, including the performance of its competitors, as well as the industry trends and macroeconomic conditions. Furthermore, investors should consider their own risk tolerance and time horizon when deciding whether to invest in ALERUS FINANCIAL. Overall, ALERUS FINANCIAL is a strong company that has performed well and offers investors an opportunity for growth.